Equity release and refinancing of residential vs commercial properties

Hi experts,

In the general sense and ignoring the current credit tightening, is equity release and refinancing
of residential IP (not PPOR) easier than commercial IP?

Having spoken to a few friends (who own both types) the comment and feedback I’ve got so far suggest
the process with resi IP is easier and amount accessible is also more generous. Obviously, for the
commercial IP, I am talking about small retail shops, strata and small standalone offices up to
300 sqm max here and not the $20m type office towers.

Thanks,
FXD