Who can witness loan documents

Viewing 6 posts - 1 through 6 (of 6 total)

jcso99
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@jcso99
Join Date: 2005
Post Count: 95
April 10, 2013 - 11:35 am
Hi all,
I am an Australian citizen currently working in Shanghai, China. I have just been approved by AMP Bank to refinance my existing IPs in QLD, VIC and to acquire a new property in NSW. As part of signing the loan and mortgage documents, it requires a JP or Legal Practitioner to witness my signature? If I were to get an English speaking lawyer who is licensed in China to witness the documents, is that okay? I am flying back to Hong Kong this weekend so if HK licensed lawyer to witness as well? Your help is much appreciated.
Cheers
John So
Paul Dobson
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@pauldobson
Join Date: 2003
Post Count: 1,196
April 10, 2013 - 12:52 pm
Hi John
Different lenders have different requirements. The safest way is to find out from your lender who they will accept as an approved Witness. As you know, they are lending the money and they make the rules in this respect, e.g. if the need the docs to be witnessed by a Victorian or NSW registered lawyer, then that's what you'll need to do.
Their legal dept sets the requirements and trying to move a lender's legal dept is like trying to move a mountain
Cheers, Paul
Paul Dobson | Vendor Finance Institute
http://www.vendorfinanceinstitute.com.au
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An alternative way to finance your home.
Jamie Moore
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@jamie-m
Join Date: 2010
Post Count: 5,069
April 10, 2013 - 9:20 pm
Hi John
The Australian consulate should do the trick.
Cheers
Jamie
Jamie Moore | Pass Go Home Loans Pty Ltd
http://www.passgo.com.au
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Mortgage Broker assisting clients Australia wide Email: [email protected]
RPI
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@rpi
Join Date: 2012
Post Count: 308
April 10, 2013 - 10:12 pm
Or find a Notary Public. Internationally accepted witness.
RPI | Certus Legal Group / PRO Town Planners
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Property Lawyer & Town Planner
Terryw
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@terryw
Join Date: 2001
Post Count: 16,213
April 10, 2013 - 10:44 pm
Yeah, just a local lawyer probably wouldn't cut it. Australian consulate would be the way to go.
Terryw | Structuring Lawyers Pty Ltd / Loan Structuring Pty Ltd
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Lawyer, Mortgage Broker and Tax Advisor (Sydney based but advising Aust wide) http://www.Structuring.com.au
Scott No Mates
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@scott-no-mates
Join Date: 2005
Post Count: 3,856
April 11, 2013 - 11:13 am
Go visit your local hotel foyer in HK, you're bound to find an Aussie solicitor on holiday. Had it have been earlier in the week, you may have got Julia to oblige as she was doing the rounds of China. (Possibly try the Oz consulate as well).