Getting Finance while doing Contract Work

Hi All,

My husband and I currently have a mortgage on the house we're living in.  We want to get an investment property (or 2) – ideally we would turn our current home into the investment property and start again in a new place.

My husband is currently doing FIFO work so great money and I am currently on a 6 month contract (ending in April but likely to extend) – before that was employed fulltime for 4 years – this was just a great opportunity and again money is great.  I went and saw a mortgage broker today (generic chain – was easy to slip into on a lunch break) and was told there is little hope that anyone will take my money into account because of it being contract.

In all reality we can probably afford to do something on my husbands wage alone but seems like we could do so much more with both our salaries.  I work in IT and am a qualified accountant so highly employable if I do say so myself, hubby is a tradie working in construction.  We really want to use the good income we're getting now to set ourselves up for kiddie winks in the not too distant future (no kids at the mo).

Couple of thoughts going through my head:

– suck it up and just do what we can on the hubby's wage:  pro – easy, con – limited in what we can do

– l can get a real job in April when my contract finishes: pro – opens up lots of opportunities for investment, con – like what I'm doing, great money

– find another way to use my contract wage: pro – would be the perfect solution, con – can it be done?

Can anyone help?

Thanks so much!