Jessica the boys have given you some excellent advice in relation to the structure.
Borrowing in Trust will in the main not increase your borrowing capacity these days (albeit a lot of spruikers will tell you otherwise) but you will be surprised as to the variance in lending products available.
Some lenders still offer their rate and establishment discounts and some allow offset accounts with a Corporate Trustee.
Actually got a deal approved today for a forum member who was given a quote by his own Bank buying in a DFT with Pty Lld Trustee and we managed to do it with a separate lender and get the application fees waived and save him 0.8% on the rate.
Cheers
Yours in Finance
Richard Taylor | Australia's leading private lender
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