All Topics / General Property / home and contents insurance if PPOR empty for one month after settlement; which insurers?

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  • Profile photo of propertybeepropertybee
    Member
    @propertybee
    Join Date: 2010
    Post Count: 27
    May 24, 2011 - 3:12 pm

    Hi , we are first time buyer of a PPOR which we intend to live in , but cannot move in immediately after settlement until after 1 month after. Can we get a home and contents insurance for an empty house,- empty for around one month, before we will be able to move in.?

    Which insurers will /can provide home and contents insurance in this particular situation.

    thanks a lot for any help

    Profile photo of Jamie MooreJamie Moore
    Participant
    @jamie-m
    Join Date: 2010
    Post Count: 5,069
    May 24, 2011 - 10:20 pm

    Hi propertybee

    You’ve have to call a few and ask. It might be a matter of them simply increasing the excess for any claims made during that period. One month doesn’t seem like a great deal of time (but I could be wrong).

    Cheers

    Jamie

    Jamie Moore | Pass Go Home Loans Pty Ltd
    http://www.passgo.com.au
    Email Me | Phone Me

    Mortgage Broker assisting clients Australia wide Email: [email protected]

    Profile photo of CatalystCatalyst
    Participant
    @catalyst
    Join Date: 2008
    Post Count: 1,404
    May 25, 2011 - 6:53 am

    If you let them know it's empty you are covered. There may be a small extra charge. That's for building. Contents is different.

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