Thanks for that Kane! Bankwest is still my frontrunner but as their pre approval process doesn't count for much, I've decided to hold off applying for now. As I've got a 30% deposit (genuine savings), no debt, I've been in my present job for almost 2 years and a clean credit history, the mortgage broker doesn't forsee that I'd have a problem getting a loan. There seems to be all sorts of specials happening at the moment. Thanks for all your help – appreciate it!
Thats alright NSW2011, you are right the market is very competitive and I can tell you it’s booming. Just over the weekend I got 14 applications over NSW and VIC, 10 are refinancing. They are all after the cash backs from NAB, CBA and St George and their competitive interest rates.
If I had Bankwest I could help you, but they are currently out of the referral market.
I am with bankwest and have never had a problem with them, easy to deal with. Although they did let it go down to the wire on settlement day but came through… If i am correct they still have a special going with no up front fees for new loans, check out their website to be sure.
I am with bankwest and have never had a problem with them, easy to deal with. Although they did let it go down to the wire on settlement day but came through… If i am correct they still have a special going with no up front fees for new loans, check out their website to be sure.
Thanks for your post Solomon. Yes, the broker mentioned this. I think it is valid until the end of May but it might be extended