I use bankwest. Rate is 6.85% (no honeymoon) with no annual fee. At the time I took out the loans there were no application fees and 100% offset account with a minimal monthly fee. Only problem has been bankwest was slow to process my loans and I was late for settlement two out of two times! Living in remote WA didn't help.
camjanice wrote:I use bankwest. Rate is 6.85% (no honeymoon) with no annual fee. At the time I took out the loans there were no application fees and 100% offset account with a minimal monthly fee. Only problem has been bankwest was slow to process my loans and I was late for settlement two out of two times! Living in remote WA didn't help.Hi camjanice,
I know what you mean with Bankwest being slow as we had similar issues with them & I forced them to cover the penalty cost for the settlement delay as well as provide me an additional payment as compensation … was a hard battle but I managed to win finally. I’m looking at moving out of my Bankwest loan (currently on 6.78%) and consider going for 2 years fixed with Citibank at 6.25%. Citibank has a special of $1000 cash back as well to cover any exit cost from BW & legal cost for the new loan.
I recommend you contact Michael Chan on [email protected] as I had some recently chat with him & found his services to be very prompt and useful.
Cheers’
PfP
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