Hey all,
I am a novice and planning to buy my first house! (finally!!) Can anyone advice of a good mortgage broker in Melbourne? Looking for someone who can give me "true" advice.
Regards,
YashMitch JonesMobile: 0412 881 907Ph: 03 9585 7779, Fax: 03 8610 0365,302 Charman Rd, Cheltenham VIC 3196I have seen a few in the last 18 months and Mitch is absolutely brilliant.
Yash, I can tell you who NOT to use unless you want high rates and fees, want to repeatedly lodge papper work and want to wait months and waste time, the money depot.
fredo_4305 wrote:Mitch JonesMobile: 0412 881 907Ph: 03 9585 7779, Fax: 03 8610 0365,302 Charman Rd, Cheltenham VIC 3196I have seen a few in the last 18 months and Mitch is absolutely brilliant.
Hey Fredo! thanks for the reply. I will contact Mitch Jones this week! Thanks again.
cheers,
Yashcrusty wrote:Yash, I can tell you who NOT to use unless you want high rates and fees, want to repeatedly lodge papper work and want to wait months and waste time, the money depot.Hey Crusty! thanks for your reply. could you tell me who not to use? ur advice will be appreciated.
Thanks again.
Yash
Yash
What sorts of features are you wanting from a loan ?
Remember unless the Mortgage Broker is also a Licensed Financial Planner then he unable to offer you any Financial Advice.Richard Taylor | Australia's leading private lender
Qlds007 wrote:YashWhat sorts of features are you wanting from a loan ?
Remember unless the Mortgage Broker is also a Licensed Financial Planner then he unable to offer you any Financial Advice.Hey Richard,
Thanks for your reply. I will be looking for a variable loan and want to know each and every fees involved. Some brokers hide these fees which affects your life later.
Also, i want this broker to be a financial councilor who can advice me as to 'how much should i fork out for the loan? what should be the limit? what would be the ideal investment amount for us?'
I want to buy a house, should be able to pay every month and also live my life!
Cheers,
YashHi Yash
Wow thats not much.
I would be embarrased and certainly not doing my job correctly if i did not disclose all of the fees (upfront and any potential ongoing fees) and charges to a client upfront as the is imperative for any client when they are deciding whether the loan is suitable given their requirements.
Let me know if you want a comparative quote and some number crunching done.
Richard Taylor | Australia's leading private lender
Yash , The name of the broker to not use is called, The Money Depot. A good broker can be hard to find, if you think one is not giving you an excellent deal dont be afraid to try another. The difference to the bottom line can be huge. Good luck.
We used Mike Lloyd from Fusion Finance recently. Found him through this forum actually while shopped around for a Mortgage Broker. He is the kind of person who will go extra miles, saving you lots of headaches. We can’t imagine if we have to deal with the bank directly. Highly recommended. http://www.fusionfinance.com.au
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