quick q – when u purchase using the help of a mortgage broker do u end up paying anything different to if you walked in and organised it urself with the bank?
Hi,
A bank wont charge you any extra because you went through a broker and the brokers service is free. A good broker may even get you a better deal then just walking into a bank.
Regards
k thanks. was curious as we are wanting to refinance our accounts at the end of the year when we get out next IP. do they just help with new purchases or with current mortgages as well?
gibbo took the words straight out of my mouth.
Done many a deal recently where the product we achieved for the client was more competitive than the clients own Bank branch had quoted them.
More importantly a good mortgage broker who is investor orientated will structure your loans so they are all separate and work for you and are not cross collataralised and favour the lender.
Remember a Personal Banker or Loans officer is often remunerated by ensuring the loans are all crossed and provide maximise security for the Bank.
Hardly going to tell you can do better when $$$ are involved for them.
Richard Taylor | Australia's leading private lender
Thanks guys – Richard Ill get in contact with u later on in the year – about October. i was going to ask you if you did that kind of service anyways. Ive seen the way you help others here and how uve given me advice in the past.
We are wanting to get a house each year for the next 8 years (except for this year – two this year). Buy and Hold most of them. So want to get our current mortgages looked at and rearranged before we go purchasing another one. We are so new to this we know we could do better with some advice and help from someone who has more knowledge than us. The next time we were going to look at purchasing is about October onwards.
Thanks for the advice Richard and Gibbo
Hi Karen
No problems at all.
Drop us a email when suits and we can chat.
Richard Taylor | Australia's leading private lender
You must be logged in to reply to this topic. If you don't have an account, you can register here.
