Searching for options for good investments!!!

Carol, before you head off in any direction do a bit of research / reading on investing principles, i.e.:

(1) do you want your investments to generate an income on a monthly basis or do you want capital growth or some combintaion of the two. And how much income or growth do you want? A combination is often (but not always) the best in that you get cash from your income producing investments but you get capital appreciation (i.e. protection against inflation) from your growth investments. Typically the recommended ratio shifts towards more income focus as you get older.

(2) think about your time horizon as you do not want to have to exit any investments too soon and then have to face a loss as a result of that, property typically has a 7-10 yr cycle and shares I would suggest you should be looking to keep them at least 5 yrs (less if you have a great bull-run) 

(3) think about your approach to risk – would you mind if your invesments went up or down by 5%, 10%, 15% or 20%. Your attitude towards risk helps to determine how you split up your investment portfolio between the different asset classes i.e. property, mutual funds, shares, bonds, cash etc. This is called asset allocation (just google it).

(4) think about how much cash you need as emergency funds whether you need any (additional) life insurance

I would suggest that you first read some of the free stuff that is on the web or get some books from the library and then find a financial planner who gives advise on a fee basis rather than a commission basis so he/she doesn't try and sell you something you don't want / need.

Hi

It's good to invest money today's investment will help you in future. As you are thinking about investment after retirement I would like to suggest you to invest in real estate. From it you will get some extra income through rent and the chances of returns is also good. For more information you can visit this link http://www.ira-401k-realestate.com/IYF%2DVideo%2DOpt%2DIn/ . I hope this will help you.

In business planning, there are many things to consider first and as I was browsing the net I found this:

How To Find A Good Investment

Fills a Need – Make sure that the business actually does something that someone will always want.

Is Run Well – Find out about the people running the business. Make sure that they actually care about filling the need. Just remember, if the business isn’t filling the need, it’ll disappear.

Has a High Barrier of Entry – The business should be hard to replicate. If it ends up making a lot of money and it’s easy to duplicate, pretty soon, there will be thousands of businesses just like it! People aren’t.  If people trust the company, and the product is working just fine for them, it’ll be awfully hard to get them to switch.

Is Underpriced – Let’s face it. We want to make money, so we’re looking for something cheap. Now, that doesn’t mean we’re ripping the other people off. It’s cheap for a reason.

Of course, the more promising you think the business is, the more you can pay for it. Just keep in mind though that there’s potential everywhere while good results are hard to come by.

If you want to make huge profits and secure your future,  Dump all your paper (Cash,  Bonds,  Shares)  As the world will soon realise paper is worthless and exchange it for Precious metals,  Either gold or silver,  These resources are so precious and finite,  If Gold was shared to everyone in the world everyone would only have 1 ounce each,  This shows you in how short supply it is.

You can print all the monopoly money in the world but it will still be worth nothing soon,  Every paper currency in the histroy of the world has had its value eventually go to 0,  Because people eventually realise its a fraud.  It looks as if the dollar will collapse sooner rather then later,  You don't want to retire next year with only enough paper to buy a few loafs of bread.

Gold and Silver has a huge catching up to do to account for all the compounding inflation there has been in the last few dacades

I have been warning of what is happening today on this forum months ago and everyone laughed and mocked my statements,  Now the combined stocks of the world are loosing 3-5% a week,  This is 1929 stuff yet people still are not waking up.

Educate yourself as fast as you can and protect yourself from the comming ecconomic collapse.

Remember,  Knowing the truth is power,  Living in a bubble of doubt and unknowing will result in fear and panic once the S%^ hits the fan