Like the way you think, Linar…
Trakka, Linar,
I agree with what your saying, and think that it is a great wealth creation tool. Imagine life without anything less than 20% down. But from a business point of veiw, I doubt that many people would be turned off by not getting a refund (as you said, nice bonus). I wonder if this practise will continue as times get tougher and more lending institutions are making claims.
JL
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