All Topics / Finance / Interest Only – Arrears or Advance?
- Jaleesa wrote:CBA $300 wealth package (I'm not promoting them b/c right at this moment I'm not happy with my structure) however, for $300
I have no fees on any accounts or any of my 4 mortgages and I get a free credit card (which of course I don't use). I think that's pretty darn good. Aah yes and I get .7% off standard or 0.15% off fixed.Just for those that don't like to pay upfront a reminder its alot easier to claim $300 on your tax if you have 1 IP than to run through all your accounts trying to claim all your fees for the year.
Why wouldn't you use your credit card,……. It's a fantastic wealth creation tool.
Jaleesa wrote:CBA $300 wealth package (I'm not promoting them b/c right at this moment I'm not happy with my structure) however, for $300
I have no fees on any accounts or any of my 4 mortgages and I get a free credit card (which of course I don't use). I think that's pretty darn good. Aah yes and I get .7% off standard or 0.15% off fixed.Just for those that don't like to pay upfront a reminder its alot easier to claim $300 on your tax if you have 1 IP than to run through all your accounts trying to claim all your fees for the year.
Why wouldn't you use your credit card,……. It's a fantastic wealth creation tool.
Jaleesa wrote:I get .7% off standard or 0.15% off fixed.What is the % rate after the discount Jaleesa?
It might be worth having a chat to a mortgage broker (or two). As they deal with numerous financial institutions, they are in a good position to find "the best deal" – fees, interest rates, terms, etc.
There are several brokers on this forum who are likely to offer their services…. maybe have a chat with someone here (check their signatures), or wander in to your local Mortgage Choice outlet/office.
Good Luck
BDM
My home loan is with Commonwealth Bank.
3 Year Special Economiser Home Loan:
Fixed rate of 7.35% for the first 3 years
No up-front Establishment Fee
No monthly Loan Service Fee for the life of my loanJames & H
Regretfully may have been the offer some months ago but now the CBA rate is considerably higher.
Richard Taylor | Australia's leading private lender
James & H
Regretfully may have been the offer some months ago but now the CBA rate is considerably higher.
Richard Taylor | Australia's leading private lender
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