Loan Australia

hi. I have no experience as such with them. But if the lowest rates are your first concern, I imagine you may feel like many who just scour the internet for the cheapest rate and don't care who it is from – if so they may be your cup of tea. Alternatively you may prefer to pay a slightly higher rate to go with a better known lender that has branch presence, or ready phone access. I know many people who have chosen to go with lenders that for example are owned by or have association with a bank, offer cheaper interest rates but have no presence, or in fact customer service at all other than if you are able to contact one of their 'junior' staff on the phone . A good broker will be worthwhile if you are in property for the long term, and should offer you assistance with structuring your loan correctly, showing you long term options and ways you can use loan splits etc and oeven how something like direct salary crediting may suit you, and save you $$$ in real terms. The loan product offered  may have a slightly higher interest rate – but will truly save you money long term if used correctly over a basic cheapy loan. It is really up to you. All the best with what you decide. …..