which insurance company

Hi. We are using AAMI, rate and cover seems good, but have never had to make a claim. (would have if our excess was lower but!) All the best.

Hi DLPP,

We’re with NRMA in NSW. We haven’t registered a claim so I can”t comment on the efficiency or quality of their ‘after sales service’.

When we were looking for a new insurer I just set up an Excel document (though a good ol’ piece of paper and pen would have done just fine) and set out all the insurers we were looking at and all the features offered, ticking in the appropriate boxes as I went. At the bottom of each column I put the cost of each insurer (as well as discounts for upping the excess).

It took a while to do because I had to sift through a lot of disclosure statement guff but in the end it was a clear apples versus apples snapshot of the products we were looking at. In the end, for our purposes, NRMA had the most ticks and a reasonable premium (note that this may not be the case for your purposes).

Which ever way you go I can highly recommend this system for finding the right product for you.

Oh, and do a search on the archives of this site as well…there are plenty of threads on insurers.

Cheers,
Art

‘Great spirits have always encountered violent opposition from mediocre minds.’ – Albert Einstein