im putting this message to anyone who is or has delt with thrive home loans.
My qeustions are how competative are they? with the bigger guys(banks)
do you save money?
any info on these guys would be highly regardedcheers
AdamProbably another in the growing list of mortgage managers.
If you want to tell us a little more about them we can comment further about their product range.
Cheers
Richard Taylor
Residential & Commercial Finance Broker
100% Finance on selected properties in the USA.
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Ph: 07-3720 1888Richard Taylor | Australia's leading private lender
Just check the exit fees as well
Terryw
Discover Home Loans
Parramatta
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Email MeLawyer, Mortgage Broker and Tax Advisor (Sydney based but advising Aust wide) http://www.Structuring.com.au
hi guys, i am also looking at going with thrive home loans and i havnt really heard much on them so i am hesidant in going with them just yet…. so i am hoping that anyone has info on them.
I think they are also known as Universal Home Loans.
Any help would be much appreciated.
Cheers
Jason
Well hopefully the answers on this post given by myself and Terry as well as other recent posts should give you an indication.
If you are not interested in customer service or growing your portfolio and just want a cheap rate with no frills or benefits then they maybe a consideration. If you intend to purchase additional properties and grow your portfolio you will find that their lending parametres more stringent than most standard lenders.
It is horses for course. All i know is most of my clients want to map out a future in the lending and grow their wealth.
Cheers
Richard Taylor
Residential & Commercial Finance Broker.
Licensed Financial Planner. Ph: 07 3720 1888
[email protected]
Looking for life cover – We Guarantee to beat any quote you have in writing.Richard Taylor | Australia's leading private lender
thanks m8, bbut yeaqh at this stage we are just looking for a good rate and not interested in growing a portfolio just yet, we may buy some more property in the long term future but for now just the 1 house.
Worst case we can refinance with another company eh. I think thrive is only new so I cant find much info on them.
As Terry mentioned also look at entry / exit fees including DEF’s and whether all loans are MI (at the lenders costs or yours) See whether they offer free 100% offset accounts and you can interest only loans and how their range of fixed rates compare.
Whether it be 1 loan or 100 loans all these factors need to be considered.
Cheers
Richard Taylor
Residential & Commercial Finance Broker.
Licensed Financial Planner. Ph: 07 3720 1888
[email protected]
Looking for life cover – We Guarantee to beat any quote you have in writing.Richard Taylor | Australia's leading private lender
OK…whats a MI and DEF,s??
Im new to this lingo..lol[specs][specs]
MI = Mortgage Insurance
DEF – Deferred Establishment Fee (or early payout fee)Cheers
Richard Taylor
Residential & Commercial Finance Broker.
Licensed Financial Planner. Ph: 07 3720 1888
[email protected]
Looking for life cover – We Guarantee to beat any quote you have in writing.Richard Taylor | Australia's leading private lender
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