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I am waiting for a construction project to finish before I can refinance and use the equity from it, and in the meantime i need to settle on another property for which I need a deposit. To maintain liquidity I’d like to take out a personal loan for the deposit… is this possible?
As long as you meet the banks criteria then it is possible. Of course it does depend on the amount you wish to borrow (usually personal loans are capped to a maximum amount).
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