Just wondering if you know what the best deal for a standard variable is going around at the moment. Home path (online lender owned by CBA) is 6.15% on a fully featured variable – not sure about IO, I think it is an option. Free redraws, no app fees, no ongoing monthly (subject to change – like Derivex!).
I would appreciate any tips on cheap loans out there, especially those with a fixed interest rate option (homepath is only variable).
Just remember that homepath have stripped down service to match the rate. CBA normally have apalling service and responsiveness but Homepath take that standard and drive it lower.
If you have issues you may have trouble contacting a person to assist.
I’m sure a broker will be able to offer a full service alternative.
for rates have a look at http://www.cannex.com.au
hopefully some forumites will share there homepath experiences
cheers
brahms
[email protected]
BrisbaneHi,
I’ve not used them personally, but I mentioned them to a work colleague and she said that she’s been with HomePath for years and was very happy with them.
Landt.
P.S her husband is a high ranking home loans officer with CBA so I don’t know if that has any bearing on what she says.I have heard that Homepath are slow and frustrate many people with their service up to settlement however I have heard no complaints with their service post settlement.
If you want a stripped down product then it may well suit.
Simon Macks
Interest Free Home Loan Agent
[email protected]
0425 228 985Please email me rather than using the PM service here.
Fully Accredited With Derivex LTD and IFHL PTY LTD
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Comments may not be relevant to individual circumstances. If you intend making any investment, financial or taxation decision you should consult a professional adviser.
I have also heard they are slow, so slow, in fact, that it is hard to settle on a purchase within the alloted time frames,
Terryw
Discover Home Loans
Mortgage Broker
North Sydney
Click below to email meTerryw | Structuring Lawyers Pty Ltd / Loan Structuring Pty Ltd
http://www.Structuring.com.au
Email MeLawyer, Mortgage Broker and Tax Advisor (Sydney based but advising Aust wide) http://www.Structuring.com.au
The slow settlement applies to the parent too. We have never had CBA settle on time no matter how much lead time they are given.
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