All Topics / Help Needed! / Dodgy advice from outback bank staff?

Viewing 9 posts - 21 through 29 (of 29 total)
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  • Profile photo of TerrywTerryw
    Participant
    @terryw
    Join Date: 2001
    Post Count: 16,213
    January 13, 2005 - 1:02 am

    Yes, you should be able to.

    If they say no again, just write a letter saying you are refinancing and request a payout figure. They will get them to change their minds most of the time.

    Terryw
    Discover Home Loans
    Mortgage Broker
    North Sydney
    Click below to email me

    Terryw | Structuring Lawyers Pty Ltd / Loan Structuring Pty Ltd
    http://www.Structuring.com.au
    Email Me

    Lawyer, Mortgage Broker and Tax Advisor (Sydney based but advising Aust wide) http://www.Structuring.com.au

    Profile photo of Ambo72_2Ambo72_2
    Participant
    @ambo72_2
    Join Date: 2004
    Post Count: 102
    January 13, 2005 - 10:12 am

    Thanks everyone,

    Think I’ll go through a broker next time as most of you have suggested.

    Regards,

    Ian[cap]

    Profile photo of Ambo72_2Ambo72_2
    Participant
    @ambo72_2
    Join Date: 2004
    Post Count: 102
    January 14, 2005 - 4:15 am

    Spoke to an independant valuer today who advised that we should ask tha ANZ if they will accept an independant valuation before we fork out the money for one.

    Spoke to my ANZ branch who said that they would not accept an independant and would want to do a valuation themselves, bur still would not do one until we began paying some money off the loan.

    They did however say that if we had plans from a builder of what we wanted to do to the property, that they could then go ahead a give another valuation.

    I suppose I could tell them I wanted to sell the property as well……that way they would have to give me another valuation right??[eh]

    Definately going through a broker next time. [hmm]

    Profile photo of TerrywTerryw
    Participant
    @terryw
    Join Date: 2001
    Post Count: 16,213
    January 14, 2005 - 7:47 am

    Ian

    Brokers can order there valuations directly for ANZ (from an approved list). If the client isn’t happy, another can be order through a different valuer from that list (at clients expense).

    Terryw
    Discover Home Loans
    Mortgage Broker
    North Sydney
    Click below to email me

    Terryw | Structuring Lawyers Pty Ltd / Loan Structuring Pty Ltd
    http://www.Structuring.com.au
    Email Me

    Lawyer, Mortgage Broker and Tax Advisor (Sydney based but advising Aust wide) http://www.Structuring.com.au

    Profile photo of Ambo72_2Ambo72_2
    Participant
    @ambo72_2
    Join Date: 2004
    Post Count: 102
    January 14, 2005 - 9:48 am

    Hi Terry,

    Thanks for the advice. I may p.m. you if I still come up against resistance.

    Thankyou,

    Regards,

    Ian

    Profile photo of Robbie BRobbie B
    Member
    @robbie-b
    Join Date: 2004
    Post Count: 2,493
    January 14, 2005 - 1:55 pm

    Ambo, try interest free loans. It might spare you some headaches.

    _____________________________________________
    [withstupid]
    The forumite formally known as Big Rob

    Profile photo of Ambo72_2Ambo72_2
    Participant
    @ambo72_2
    Join Date: 2004
    Post Count: 102
    January 15, 2005 - 4:23 am

    Mortgage adviser,

    Interest free loans??

    Profile photo of Robbie BRobbie B
    Member
    @robbie-b
    Join Date: 2004
    Post Count: 2,493
    January 15, 2005 - 4:32 am

    Look around the finance section. There have been hundreds of posts about them in the last few weeks.

    _____________________________________________
    [withstupid]
    The forumite formally known as Big Rob

    Profile photo of Ambo72_2Ambo72_2
    Participant
    @ambo72_2
    Join Date: 2004
    Post Count: 102
    January 15, 2005 - 4:44 am

    Thanks.

Viewing 9 posts - 21 through 29 (of 29 total)
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