HELP – CAN SOMEONE GIVE ME ADVICE ON THE BEST LOANS ON OFFER OUT THERE FOR SINGLE PROFESSIONAL FEMALES. I EARN 41K AND AM LOOKING TO BUY AN INVESTMENT PROPERTY. MY EMPLOYER SUBSIDES 90%OF MY RENT FOR ME WHICH PUTS ME IN A GOOD POSITION HOWEVER I FIND THAT BANKS AREN’T TOO ENTHUSIASTIC ABOUT LENDING TO MY CATEGORY [confused2]
Ciaralin,
There are a few brokers (myself included) on this site who can help you identify a few lenders. However you’re going to have to provide more information AND post it in the finance section.
Try providing all of your incomings, is the 41K Gross and excluding super, what is the expected rental. What liabilities do you have, i.e. rent payable, credit card limits, personal loans, car loans, what are repayments for these. What deposit do you have available.
Post this sort of information in the Finance section and you are bound to get some very qualified help, if you’re not comfortable disclosing all of this post a similar topic on Finance, wait for the help then PM, email or phone those who want to help you.
Good luck
]Liz
Mortgage Lender
THANKS LIZ
IM POSTING DETAILS ON FINANCE SECTION
GROSS INCOME $41000
VISA CREDIT CARD LIMIT $1000 (NIL OWING)
$200PF CAR LOAN (18000 OWING)
$90PW RENT INC.ELECTRICITY (SUBSIDISED)
150PF PERSONAL LOAN (4050 OWING)
$10350 DEPOSITWhat were you thinking of buying with an estimated rental return?
Simon Macks
Mortgage Broker
http://www.mortgagehunter.com.au
0425 228 985Todays Hot Rate
***3 year fixed – 6.49%***Comments may not be relevant to individual circumstances. If you intend making any investment, financial or taxation decision you should consult a professional adviser.
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