Can anyone recommend a good insurance policy for my investment Unit? It must include damage, theft and loss of rent caused by the tenant.
I have tried CHU, AON/CGU and a few others without success. The fine print on some policies says they cover damage by the tenant – but not malicious damage!!
The building is insured by the Body Corporate. The only Landlord’s contents are the blinds and curtains. I believe I can only insure my contents for damage and theft. i.e. If they remove (= steal) the kitchen cupboards and stove or graffiti the walls, it is covered by the Body Corporate’s building insurance.
Should I use a broker to find an adequate policy?
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