Hello all,does anyone know of an insurance product that provides cover for an unoccupied house while it is being renovated?
It depends how long it’ll be empty while renovating.
Also depends if you are chasing insurance for the buildings, contents or both.
Many companies will cover the building if the period is less than 30 days, but if over 30 days then it gets harder. You could try SGIO, although you will pay a higher premium for it. We got insurance through CommInsure for the bulding however, they won’t cover theft if empty for more than 30 days.
The contents (ie: carpets, curtains, stoves etc) will be covered for up to 90 days days while empty by Rentcover ([email protected]).
Hopefully some of the others on this forum might have some better ideas, as I struggled with insurance for one of our places too and this was hte best I had come up with at the time.
Good question and good luck.
PK
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