Jackie, you could do as MiniMogul has done, and buy 4 or 5 properties in NZ, that will provide a nice positive cashflow?
Once you’ve got that income happening, you might then be able to get some finance against them.
Or search for some here in Aus that are in the cheaper price ranges that are positive. Or go for a NoDoc loan where your $200K could be a very big deposit.
Talk to a Mortgage Broker and see what your finance options are before you do anything else.