VISA SCAM ??

E-mail i recieved… who know’s but always good for a “heads Up”

This is worth time reading. For your own sake please take note.

> My husband was called on Wednesday from “VISA” and I was called on
> Thursday from “MasterCard”. It worked like this: Person calling says,
> “This is Carl Patterson (any name) and I’m calling from the Security and
> Fraud department at VISA. My Badge number is 12460. Your card has been
> flagged
> for an unusual purchase pattern, and I’m calling to verify. This would be
> on your VISA card issued by 5/3 bank. Did you purchase an Anti-Marketing
> Device for $497.99 from a marketing company based in Arizona?”
> When you say “No”. The caller continues with, “Then we will be issuing
a
> credit to your account. This is a company we have been watching and the
> charges range from $297 to $497, just under the $500 purchase pattern
that
> flags most cards. Before your next statement, the credit will be sent to
> (gives you your address), is that correct?”
> You say, “Yes”. The caller continues . . . “I will be starting a fraud
> investigation. If you have any questions, you should call the 800 number
> listed on your card 1-800-VISA and ask for Security. you will need to
> refer to this Control #”. Then gives you a 6 digit number. “Do you need
me
> to read it again?” Caller then says he “needs to verify you are in
> possession of your card. Turn the card over. There are 7 numbers; first
> 4 are 1234 (whatever) the next 3 are the security numbers that verify you
> are in possession of the card. These are the numbers you use to make
> internet purchases to prove you have the card. Read me the 3 numbers.”
> Then he says “That is correct. I just needed to verify that the card
has
> not been lost or stolen, and that you still have your card. Do you have
> any other questions? Don’t hesitate to call back if you do.”
> You actually say very little, and they never ask for or tell you the card
> number. But after we were called on Wednesday, we called back within 20
> minutes to ask a question. Are we glad we did! The REAL VISA security
> dept. told us it was a scam and in the last 15 minutes a new purchase of
> $497.99 WAS put on our card. Long story made short. we made a real fraud
> report and closed the VISA card and they are reissuing as a new number.
> What the scam wants is the 3 digit number and that once the charge goes
> through, they keep charging every few days. By the time you get your
> statement, you think the
> credit is coming, and then its harder to actually file a fraud report.
> REMEMBER: THE REAL VISA REINFORCED THAT THEY WILL NEVER ASK FOR ANYTHING
> ON THE CARD (THEY ALREADY KNOW EVERYTHING ABOUT US) !!!!.
> What makes this more remarkable is that on Thursday, I got a call from
> “Jason Richardson of MasterCard” with a word for word repeat of the VISA
> Scam. This time I didn’t let him finish. I hung up. We filed a police
> report (as instructed by VISA), and they said they are taking several of
> these reports daily and to tell friends, relatives and coworkers.

> PASS IT ON!

“Money is a currency, like electricity and it requires momentum to make it Effective”