another refinancing question

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stephentc
Member
@stephentc
Join Date: 2003
Post Count: 2
November 17, 2003 - 2:32 am
Hi Y’all,
I, too, am in the process of refinancing and was just wondering if I need a conveyancer / solicitor to be part of the process?
I had one when I set up the loan but now I am changing banks.
Any comments would be much appreciated.
Cheers,
S
Mortgage Hunter
Participant
@mortgage-hunter
Join Date: 2003
Post Count: 3,781
November 17, 2003 - 2:46 am
For a straightforward refinance there is no need for a conveyancer or solicitor unless you need someone to go over the mortgage documents with you. This will be an advisory service and you can pay by the hour.
Are you sure refinancing is the best solution – beware the brokers who push refinancing. Sometimes it is in their best interest!
Cheers,
Simon Macks
Mortgage Broker
mortgagehunter@iinet.net.au
0425 228 985
Comments may not be relevant to individual circumstances. If you intend making any investment, financial or taxation decision you should consult a professional adviser.
stephentc
Member
@stephentc
Join Date: 2003
Post Count: 2
November 17, 2003 - 2:59 am
Thanks for your comments Simon.
I’m going direct to the lender. I find that most brokers can not get a better deal than what I can get and going through a middle man sometimes makes it difficult to get exactly what I want.
Cheers,
S
Mortgage Hunter
Participant
@mortgage-hunter
Join Date: 2003
Post Count: 3,781
November 17, 2003 - 3:16 am
I love a challenge – email me the loan you have offered to you and I will tell you if I am aware of better!
Cheers,
Simon Macks
Mortgage Broker
mortgagehunter@iinet.net.au
0425 228 985
Comments may not be relevant to individual circumstances. If you intend making any investment, financial or taxation decision you should consult a professional adviser.
noddies
Member
@noddies
Join Date: 2003
Post Count: 151
November 17, 2003 - 3:45 am
Hi stepentc[]
Give Simon, or one of the other brokers on this site a ring as you have nothing to lose and will be able to obtain specific advice on your situation.
Regards
Bryce Inglis
brycei@ipal.com.au
http://www.ipal.com.au
Mortgage Hunter
Participant
@mortgage-hunter
Join Date: 2003
Post Count: 3,781
November 17, 2003 - 3:51 am
He just did and he has a great package!
Same lender as I used myself in fact!
Cheers,
Simon Macks
Mortgage Broker
mortgagehunter@iinet.net.au
0425 228 985
Comments may not be relevant to individual circumstances. If you intend making any investment, financial or taxation decision you should consult a professional adviser.