All Topics / General Property / Place comments about my spreadsheet here

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  • Profile photo of TerrywTerryw
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    October 29, 2003 - 12:35 pm

    Fudge

    Could I get a copy too pls.

    Terryw
    Discover Home Loans
    North Sydney
    [email protected]

    Terryw | Structuring Lawyers Pty Ltd / Loan Structuring Pty Ltd
    http://www.Structuring.com.au
    Email Me

    Lawyer, Mortgage Broker and Tax Advisor (Sydney based but advising Aust wide) http://www.Structuring.com.au

    Profile photo of Fudge111Broz00Fudge111Broz00
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    @fudge111broz00
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    October 29, 2003 - 11:33 pm

    Well over 80 people have my spreadsheet, unbelievable, considering it has been right in the middle of my uni exams. Just a quick note,

    if you put a property value in under $115,000 the stamp duty will not be correct. This is because the formula i put in for stamp duty was the one from the bracket $115,000 to $800,000 which is $2,560 + 6c for every dollar over $115,000

    This can be easily fixed by making another vlookup table, with all the brackets in it, i will probably do that actually, anyway no big deal, just be aware that the stamp duty will be incorrect for houses outside that bracket.

    Also, considering i have sent it to over 80 people, could some give feeback in the forum, would be most appreciated.

    Regards

    [:)][;)][^]Fudge111[^][;)][:)]

    Profile photo of anchanch
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    @anch
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    October 30, 2003 - 12:00 am

    One for me too?

    thanks

    [email protected]

    Profile photo of Fudge111Broz00Fudge111Broz00
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    @fudge111broz00
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    October 30, 2003 - 12:15 am

    Hi guys, just a message that i have fixed the stamp duty up by using an IF statement, my spreadsheet now works for properties from 20,000 to 115,000 aswell

    if u want to manually fix the stamp duty bit then all you do is copy and paste this formula into your spreadsheet where the stamp duty column is:

    for the P&I and the Int only worksheets

    =IF(R[-2]C<115000,280+(0.024*(R[-2]C-20000)),2560+(0.06*(R[-2]C-115000)))

    and to update all the other worksheets (prop 1 to prop 8)

    =IF(R[-2]C<115000,280+(0.024*(R[-2]C-20000)),2560+(0.06*(R[-2]C-115000)))

    You should find the stamp duty cell will now work for any property value from

    $20,000-$870,000 (if over 870,000 the stamp duty is just 5.5c times the value of the property)

    Regards, fudge111[:D]

    Profile photo of muppetmuppet
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    @muppet
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    October 30, 2003 - 2:06 am

    Hi Fudge

    Thanks for the email.

    As you know, we in NZ don’t have that antiquated thing called Stamp Duty or Capital Gains and as well we are going to win the Rugby World Cup.

    How can I get around not having to put in Stamp Duty please?

    Good luck with the exams and keeping on with the improvements to the spreadsheet.

    Regards

    Profile photo of high flyerhigh flyer
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    October 30, 2003 - 5:04 am

    Hi Fudge,
    Please email me a copy too!
    Ta!

    Profile photo of nicole2nicole2
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    October 30, 2003 - 6:27 am

    Hi
    Can you please send me a copy too?
    [email protected]

    Cheers

    Profile photo of Fudge111Broz00Fudge111Broz00
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    @fudge111broz00
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    October 30, 2003 - 8:29 am

    Hi Muppet.

    To get rid of the stamp duty is extremely simple, just go to were the figure is for the stamp duty and either type 0 or just press backspace and leave nothing in the cell, prob better to type 0, very easy.

    Fudge111[:)]

    Profile photo of muppetmuppet
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    October 30, 2003 - 8:37 am

    Hi Fudge

    Thanks.

    I was a bit scared to do that in case it self destructed.

    Regards

    Profile photo of Native_MetaLNative_MetaL
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    @native_metal
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    October 30, 2003 - 8:56 am

    can i have a copy please

    Thank you
    [email protected]

    Profile photo of PaulBPaulB
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    October 30, 2003 - 11:22 am

    Hi Fudge, would you please be able to send me a copy?
    Thanks
    Paul.
    [email protected]

    Profile photo of melbearmelbear
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    @melbear
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    October 30, 2003 - 1:26 pm

    Muppet, I told Fudge to make it self destructive for you Kiwis, I hope he listened. Either that, or once you do it it puts a jinx on those nancy boys you call the All Blacks

    Cheers
    Mel

    Profile photo of Fudge111Broz00Fudge111Broz00
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    @fudge111broz00
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    October 30, 2003 - 1:29 pm

    [8D]Go the wallabies!!!![8D]

    Fudge111[^]

    Profile photo of ElissaElissa
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    November 2, 2003 - 2:39 pm

    Could I please have a copy as well?

    Thanks.
    [email protected]

    Profile photo of redwingredwing
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    November 3, 2003 - 10:39 pm

    Fudge111

    Sent you an e-mail[;)]

    await your reply, thanks
    REDWING

    “The man that thinks at 5o as he did when he was 20 has wasted 30 years of his life”

    Profile photo of greenhousegreenhouse
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    November 4, 2003 - 5:28 am

    Hi Fudge111,

    Email me also

    Thankyou

    [email protected][:D]

    Profile photo of CeliviaCelivia
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    November 4, 2003 - 5:57 am

    Fudge I like your clever spreadsheet very much. I tried to copy/paste your formula for the stampduty but it said it is protected or something.
    Is there a way to change the interest rates as well?
    Regards and thanks again for the sheet.

    Profile photo of LyricalLyrical
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    @lyrical
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    November 4, 2003 - 7:08 am

    For anyone who is interested you can obtain some useful calculators at the Destiny Financial solutions site here: http://www.edestiny.com.au/default.html

    Profile photo of nugennugen
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    @nugen
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    November 4, 2003 - 7:15 am

    Celivia

    Go to tools then Protection then Unprotect Worksheet.

    You need to do that on each page/worksheet.
    [;)]
    Nu Gen

    Profile photo of Fudge111Broz00Fudge111Broz00
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    November 4, 2003 - 7:32 am

    Thanks nu gen,
    Hi Celivia!
    yeh, just unprotect the worksheets and you can change anything you want, i did not put a password on any of them.

    If you want to change interest rates just unprotect the sheet and go to the vlookup page, change the rates in the tax rates table. There is then alot more to do in the vlookups after that which is pretty challenging, you would need to know excel pretty well to change the formulas…

    As for stamp duty, that is also hard, i wouldn’t suggest changing that one around unless you have a clear knowledge of what you are doing in excel.

    Just send a reply on different interest rates and i might be able to change it for you and i’ll send a message back to this thread so you can copy and paste it into your spreadsheet

    Regards

    Fudge111

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