Sorry guys, I do not know why it posted a duplicate.  I forgot to mention that I work in the mining industry and am currently earn a salary of $108 k so would not be stretching myself hugely. 

Dear Cata,

Thanks very much for that, it clears things up a bit more. The reason that I am so interested in them is that I am currently doing mining engineering at university and am in my final year.

I am fortunate in that I should graduate on about $80 000 a year and if possible I do not really want to pay half of this to the tax office. This…[Read more]

Dear Cata,

Thank you very much for your help but I am not sure that I fully understand the information on HDTs. I probably need it spelt out really plainly.

Once again, thank you very much for your help.

Regards

Anthony

Zimonya

Hi again,

Further to the above, I was wondering if anyone might be able to further enlighten me as to hybrid discretionary trusts.

Do they give you total flexibility in directing operating losses to entities?

Also how much more do they cost to run and set up?

I am trying to work out whether they are worth pursuing at all as surely once you…[Read more]

Hi,

I think that I know where you got the concept – the Chris Batten website. From what I understood it is a term he has coined for any property that is not bought in a unit trust structure as the gist I get is this is the only structure in which you can transfer the ownership of the property into a super fund or pension fund. I hope this helps…[Read more]

Dear Ronulas,

Really good post, it is just a pity that so few people appreciate it, jealousy kicks in too quickly for the brain.

I am a farmer’s son from Zimbabwe and so have seen it first hand!

I had better not go into details as it could be a long post but some people might like to look for ZWNEWS for a look at how different other parts of…[Read more]

good topic this, I will tell you my answer once I have been doing it for a while as I do have age on my side.

Generally in most things in life though there is no one straight answer and different situations and markets etc might call for different approaches eg generally anyone chasing capital gains now and using negative gearing would be silly…[Read more]

Dear Native Metal

I am still new at all this but from what I understand it is not the same thing. The COCR that Steve talks about refers to the cash return that you will recieve on your overall invested funds. IRR meanwhile refers to the net overall return that you will recieve from the property taking into account changes in capital value as…[Read more]

It is really interesting to hear all the discussion on this topic. It will be interesting to see how it unfolds. I am left wondering why the government seems to be looking for a quick fix solution given that their next election is so far away.

I would also have thought that it would be in their best inerests to 1) let market forces control the…[Read more]

Hi everyone,

I am still trying to understand all this stuff about structures and what is the best way to do it. I am single, still at uni and not overly concerned with capital gains issues as I am planning to generally hold all my future properties indefinitely. I am concerned with legal issues though. Would I be correct in thinking that the…[Read more]

Thanks for your help melbear. I will read the book as I think it is going to take some getting my head round and is a very important aspect. The trust has to pass on all its income though, right? Which would mean that the main advantage of using one over doing it personally would be legal protection as you would hopefully earn enough to be in…[Read more]