Forum Replies Created
Hi Richard
Wow 40 properties thats quite impressive.
I don’t mean to be skeptical, I believe that advice is best viewed from many angles and from many sources.
Christmas time will take a toll on our savings, we’ve also got to budget for fridge/drier etc.
We’ll be ready with minimum 5% just after Christmas.
Is it best to find the place before speaking with you or after?
Do we need to lock in a date?
I’m quite keen to talk with you as you’re wealth of property/finance knowledge is quite evident in all the replies to questions here.
I know this is our First property, but we figure it will only take us about 6 months max to have saved enough in the offset for another deposit.
Do you have many clients on this forum?Cheers
Denis
Howdy
I love these forums
Thanks for the replies, I’ve heard great things about Richard(qlds007) on the forum and after talking to a houseless guy younger than me at mortgage choice, I think i’m fairly certain which broker to use.
My only question is how many houses do you have in your portfolio Richard
Sorry curiosity got the better of me.
Do brokers only look after finance or can they give Property location advice, i’m in two minds about locationsize.Thanks again
Denis
Thanks Gents, always appreciated.
I need a crash course in economics.Hi Terry
Rambling is good, whats ramble to you is valuable information to me
So the best path for my first house would be IO with offset, allowing me to save for next house?
Only when I move from the house or buy a second house can I claim tax on the principal?Cheers
Denis
Is this Service Free?
The ones on http://www.mycreditfile.com.au and www.vedaadvantage.com look both like paid services.
Got halfway through the form on mycreditfle and it requested a credit card/bpay.
I don't mean to sound cheap
But mostly I am!Cheers
Denis
Thanks again
Howdy.
Thanks to All who have posted
We're probably going to stick with the dragon for now, in 6 months things may have changed and we'll reasses.
Sofar my only issue is with st george and their offset accounts.
Can someone who has a st george with an offset clear this is.
Apparently they have a really weird way of doing their calculations that effect the ammount calculated monthly.
I'm keen to go with the advantage pack as there are a few savings ie credit card yearly/loan establishment fee.
Again thanks for all the help.Regards
Denis.
P.s Richard did you get my email?
emails sent
