I think I owe you guys some more details when I ask for your opinion, so here's particularly what I am looking at:IP Acqusition Price:  $340,000Loan amount: As much as possible (95% if approved, if not 90%)Weekly Rent of Comperable Properties in that area:  $325-34510 Year avg value increase:  9.90%My income tax bracket: 37%So with the above, I wo…[Read more]

Bluegrass – I have no idea what a NRAS is, maybe you could provide a brief outline.  I agree with your 'Live Curious' sig.Jamie M – you state that 4%+ is low yield on rental.  Correct me if I'm wrong, but I thought 4%+ rental yield is reasonable for a property that is expected to appreciate consistantly at 8-11% pa.  Please explain.So in su…[Read more]

Jamie, fair enough.  Won't I be able to offset losses made by trust owned investments against my personal income?  I thought that as an owner of the trust I get to ultimately offset any losses against my personal income.If the above is not correct, is there a way to include my personal income into the same batch as negatively geared investments w…[Read more]

Thanks for the replies, definately confirming what I thought.  I am quite comfortable with a 'higher risk' strategy of going into the 90%+ LVR margin (my personal finances have quite some room for servicing investments – but I am absolutely hopeless at saving).Thus I would prefer to get into a situation where I have obligations to service, r…[Read more]