hi linar yes locs are in place the 30000 i mentioned is what i have left in the locs to cover shortfalls and repairs 2 props brand  only refinanced sept last year but my broker is looking at going again as 2 brand new 4 bedders have been completed and ready for rent thanks for the advice much appreciated i will do all i can to keep all hate to sell-chris

hi atrill yes all are locs the higher interest rates are eating into the remaining money have accountant looking at feasibility of selling one-two re capital gains etc i can sleep easy with the debt  its the servicibility is becoming a problem, thanks for the reply-zeb