WIth regards to borrowing at 95%, you will have to end up paying lenders mortgage insurance of around 3%+The rate with Non Genuine savings is also slightly higher as a general rule. WIth these 2 combined factors it si definitly better to save as much as you can.To answer your question however "Bank West" will generally lend 95% with non genuine…[Read more]

Hi mateIf this is your first time investing i would start small and build your knowlege. Cash flow is so important, i have seen too many people over borrow and have to end up selling the portfolio that they were trying to build.With regards to lending there are some great rates out there at the moment and a few of the banks are price matching the…[Read more]

Hi ThereThere have been allot of changes over the past 6 to 12 months in the Mortgage industry and with this LOW DOC loans are really becoming hard to come by. There are however still a few banks that will still lend up to 80% with No Financials.It is important for you to have the correct finance structure in place so that you have the ability to…[Read more]