[offtopic] OK people in here seem to be getting personal and defensive and forgetting Mr VIPs problem.

Do what they say, get the book, budget etc.

also for debt consolidation do you actually own any property? if you do try a company like Liberty finance, they take more risky clients than banks do but charge higher interest, nothing like a credit…[Read more]

Ok here is what i have been advised about tax for aussies investing in NZ.

remember though i am neither an accountant or legal professional so get appropriate professional advice before acting.

An excellent advantage for kiwis is that there is no captial gains tax in NZ. BUT for australians we unfortutnaly will still have to pay CGT to the…[Read more]

When finding a broker always make sure they have AT LEAST MIAA AMC accrediatation. which stands for Mortgage Industry Assosciation of Australia Accredited Mortgage Consultant. Having their AMC means they abide by the rules and ethics of the MIAA and have at least 2 years experience or at least the educational requirements. All AMCs will have…[Read more]

I am a mortgage broker and i charge no fees what so ever…..and i dont understand why any do. the banks commission per loan is entriely adequate.

I don’t recommend seeing any brokers that charge fees at all. no good broker needs to charge extra.

cheers,

Will
Mortgage Broker

Um that only works for the first year…but then not really anyway cause of fees etc.

try ANZ.com.au, they got a good one. so do bankwest and even aussie i think