Forum Replies Created
Hrmm… Melbourne has been voted the “most liveable city in the world”, so it must have something going for it
Steve.
“Knowledge is Power”
Blondie,
Try the Book Review topic in the “Heads Up” forum. Read people’s different opinions on the same texts, and then make a decision as to which would best apply to you.
The local library is probably the next step after that, and should keep you busy for a while [
]Good luck,
Steve.“Knowledge is Power”
Heh, it’s Gas Wall Furnace.
Thanks guys!
Steve.“Knowledge is Power”
Unchanged, but 25 points in Apr or May. [
]“Knowledge is Power”
He opens the door to reveal “the blinding, but immaculate white light of Heaven???”
*shrug* [
]Steve.
(ps: Or the “fiery, but spectacular orange and red flames of Hell???” [}
])“Knowledge is Power”
1157 (fourth attempt) [
]Weird game! [?]
“Knowledge is Power”
Hey Teacher,
It sounds like your computer is infected with adware.
Try http://www.kephyr.com/spywarescanner/index.html?source=appvisit
Here you can download a free adware/spyware scanner which has new updates every day. It might have instructions on how to fix your virus (and any others your computer has) [
]Good luck,
Steve.“Knowledge is Power”
Thanks for the reply Steve. [
] I’m studying BBus(Bkng&Fin) / BComp. Basically a double degree of banking & finance and computing. Boring, but if all goes to plan it will start me off on my retiring at 45 goal.FYI, what I did was to rent first to save the money to get into property with the goal of building an income for life (delaying gratification) before buying a home. You don’t have to do it this way, but it is very likely that owning a property will be much more expensive than renting and will thus impact on your ability to save.I am thinking very much along the same lines as this. I can deal with living tightly for a couple of years, but the difference is, I can do this without renting. For the time being, I can handle living with my parents for $20 a week board. This would mean that I could potentially start investing from an even better position than yourself (financially at least[:p])
With my idea of buying as a PPoR and renting out for 6 months to claim FHOG, I was thinking that I could avoid some stamp duty by buying off-the-plan in a new estate nearby. This would be negatively geared of course, but my living expenses aren’t going to jump significantly in the near future, and I have a lot of help with ‘what’ to by in this department.
I know I wont qualify for the FHOG if i dont live in the first place I buy, and thats why I was wondering if I should buy an existing place asap which might give me more financial benefit that the FHOG would in the time before I’d be able to buy the estate place.
I think the best idea is the one you suggested. Go hard at it for a while and then buy IP before moving out.
I just get put off by always hearing/reading “Pay off the debt on your PPoR place as it effectively has a better return than most investments due to the non-deductability of the interest repayments” (probably something along the lines of what Noel Whittaker would say). It applies obviously to those who already have a PPoR though, and this makes things confusing for someone without one.
If there is anyone who bought an IP before PPoR i’d love to hear suggestions of which direction I should take to get started?
Thanks again,
Steve.“Knowledge is Power”
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