ryan mclean wrote:
I researched and wrote an article on this – http://positivecashflowaustralia.com.au/mortgage-uninhabitable-house/ .

Ryan, Excellent article.  Thank you. 

ryan mclean wrote:

– Is there any correlation between inflation and interest rates?
.

Thanks in advance

Ryan, 

There is one interesting theory, I was researching for a long time in relation to Inflation and Interest rate. 

Inflation and Interest rate determine the price of Housing. In any Country rate of growth on Housing is Rate of…[Read more]

god_of_money wrote:
Mine is 4.88% with ANZ Breakfree package

Wow!!! , That's very good. I am on same package. Can you please tell if it is from a broker or direct through Branch. You got 1% discount for life of the loan. 

Do we need to have a loan more than million dollars on Individual property. Please advise. 

Thank you

MelbInvester wrote:
Hi All,
 
  I have a Property in Wantirna South (763 SqM) and looking to sub divide and build two new properties.
 

Dear Melbinvester, 

If you have 763 sqm in Wantrina South, Which is a good are in Melbourne. I think you might squeeze in 3 properties. I was having a discussion with a Councilor from other area in…[Read more]

ryan mclean wrote:
MAJOR BITCOIN UPDATE!

Also to do a transaction you are required to download the log of every single transaction ever done using bit coin. In a year or two this is expected to be 1TB!

Imaging having to download 1TB of data every time you want to send someone some money.

So be very careful!

Ryan, 

I just saw a…[Read more]

Jamie M wrote:
Probably no surprises there.

Cheers

Jamie

Jamie,

WESTPAC is expecting 2 rate decreases next year. Hopefully we can see 2 more.

I went to ANZ to fix my Interest rates and they told they are expecting the rates will decrease next year.

Do you think they will decrease. Please let me know your opinion. 

Thank you

Dear tommy tucker,

2 toilets is way to go. People are taking more time in 21st century to get ready. So, it is better to have 2 toilets. If it is investment. By experience. You fetch more rent and easily rentable,

thank you
Hari Yellina

Dear Joey,

be careful with renovations. Recently, I have done a renovations on old property I have. It took me 3 months to complete. Going was good. Painter delayed work by 2 months.

sometimes, good trades people are busy. It can take more time than expected. And you have to factor I your salary and interest rate as we'll.

first some half…[Read more]

Hi God_of_money, 

First of all, I like your profile picture. How did you manage 4.88% With ANZ breakfree. It is actually very good. Are your loans above 1M. 

Thank you
Hari Yellina

Dear Freckle, 

Please post your opinion in this post. Thousands of people are reading this forum. They have to be informed. People like me and Australian Government should know the facts about chinese.

Thank you
Hari Yellina.  

Wilko, 

Thank you for your honest post. 

From 
Hari Yellina . 

Dear All, 

This is quite a fascinating discussion. 

We have wannabe buyers being outbid at auction and complaining because the successful buyers were Asian-looking and therefore, according to the aggrieved parties, Chinese investors. They could be third-generation Australians, for all they know.

It’s reminiscent of the eighties, when high…[Read more]

Dear Wiko, 

Thats is a good interest rate. You moved in at smart time. I Hope interest rates will come down and I wil be way below that what your are getting. But I must say it is pretty good. 

What about yearly fees. 

Thank you
Hari Yellina

Jamie, 

I am just curious to know what Interest rate public is actually getting. 

Thank you
Hari Yellina

Terryw, 

Sorry it is .22% per year. I am still happy, he got me the best deal out there. When I went to bank. They offered me 5.2% But the same bank from the Broker was cheaper. 

Thank You 
Hari Yellina

Dear Benny, 

If you look at the apartments coming into Melbourne market in next 5 years are 17,000. Half means 8500 are purchased by overseas buyers. 

In that overseas purchased, Indians, Chinese, Indonesians, Singaporean, USA, and UK. All of them have to share. So, lets say the share of the Chinese will be around 1000.00. 

1000 sales is not…[Read more]

WestnBlue, 

I am Hari Yellina, I would like to congratulate you on the job Well done, I should buy a the magazine and read about your achivements. 

Keep up the good work. 

Thank you
Hari Yellina
Property Investor. 

Dear Terryw, 

I am Getting 4.92% Interest from ANZ for all the properties. 

1) Residential. 
2) Some are 600,000 and some are 350,000. But all my properties, They are offering 4.92% . 
3) No yearly charges. 

Because on this forum we discuss about property Investing, I would like to know what other are getting. Qlds is getting 1.3% discount,…[Read more]

Dear Tom, 

You are not going to have second toilet now. 

Thank you
Hari Yellina

Dear All, 

Looks like I got the best deal, with the Interest rate. 

No one wants to discuss Interest rates here. 

Thank you
Hari Yellina