Total Members: 159,074

xpine73

  • xpine73 replied to the topic Discount from standard variable rate for major banks in the forum Finance 16 years, 7 months ago

    v8ghia wrote:
    Must admit that unless someone is after a fixed loan, or offset facility, for a PPOR especially, or a sub 250k IP, why would you go past one of the so-called basic variable homeloans. Some of these loans are .7 (.8 for 'introductry ones if you are looking short term, though I'm not a fan of intro loans) and a couple of the banks…[Read more]

  • xpine73 replied to the topic Discount from standard variable rate for major banks in the forum Finance 16 years, 7 months ago

    not_so_lucky wrote:

    xpine73 wrote:
    I got 0.85% off the standard variable rate from Westpac today, with a $300k size Rocket Repay home Loan.

    Did you have to pay for their Establishment fee$600Annual service fee$199http://www.westpac.com.au/internet/publish.nsf/Content/PBHLPR+Rocket+Repay+Home+Loan

    I got that discount with a professional…[Read more]

  • xpine73 replied to the topic MECU? in the forum Finance 16 years, 7 months ago

    Thanks guys. I will think twice.

  • xpine73 replied to the topic MECU? in the forum Finance 16 years, 8 months ago

    I have contacted them and found out they will put up 0.33% this time corresponding to the latest official rate rise.

  • xpine73 replied to the topic MECU? in the forum Finance 16 years, 8 months ago

    Good information lifeX. Thanks a lot.

  • xpine73 replied to the topic Discount from standard variable rate for major banks in the forum Finance 16 years, 8 months ago

    Thanks Alistair. I really think this kind of discount is just one of their sales tricks. Coz I was told next week their standard rate will be 9.27% up from 8.97%  to reflect the latest official rate rise, 0.3% up instead of 0.25%. Even with 0.85% discount that I got, it will still be 8.42%, well above many other lenders on the market, let alo…[Read more]

  • xpine73 replied to the topic Discount from standard variable rate for major banks in the forum Finance 16 years, 8 months ago

    It took me only half an hour to get this deal. There is probably still some headroom to squash.

  • xpine73 replied to the topic Discount from standard variable rate for major banks in the forum Finance 16 years, 8 months ago

    I got 0.85% off the standard variable rate from Westpac today, with a $300k size Rocket Repay home Loan.

  • xpine73 replied to the topic Discount from standard variable rate for major banks in the forum Finance 16 years, 8 months ago

    yeah i heard the same thing. But also heard some mates have still managed to get 0.85% off from Westpac. I will have a chat with Westpac tomorrow and keep you posted. Cheers.

  • xpine73 replied to the topic offer ptior to auction in the forum Help Needed! 16 years, 8 months ago

    Remove finace condition and offer them a sooner settlement date, if they like.

  • xpine73 replied to the topic HELP!—GST ISSUE in the forum Help Needed! 16 years, 8 months ago

    Thanks Linar.That contract is a standard one. But the vendor just left everything regarding GST intact.

  • xpine73 replied to the topic HELP!—GST ISSUE in the forum Help Needed! 16 years, 8 months ago

    Or buying FROM a company/person registered for GST? Thanks a lot anyway, Linar

  • xpine73 replied to the topic Group sales activity in the same block ??? in the forum Help Needed! 16 years, 8 months ago

    Thanks Scott for giving me a peace of mind. I think I will go ahead with this deal. To Ian:  Those properties have been sold through different agents. And even I can find previous owners, are they willing to reveal  some story under table( if there is any),  which would probably put themselves in a worse position (something like scams)?

  • xpine73 replied to the topic Group sales activity in the same block ??? in the forum Help Needed! 16 years, 8 months ago

    to Ian:     I wish I had that opportunity. Do you have any idea how I can contact them?to Marg4000:  You r probably right. Coz the whole street has been booming.  People get tempted by the money that their neighbours got.

  • xpine73 replied to the topic Group sales activity in the same block ??? in the forum Help Needed! 16 years, 8 months ago

    Have got the Section 149 reprot. Cannot find anything major, only minor things like Tree Preservation Order. I start to believe it is just a coincidence now. Any other ideas?

  • xpine73 replied to the topic Group sales activity in the same block ??? in the forum Help Needed! 16 years, 8 months ago

    Thanks mate. I am expecting the 149 certificate now. Will keep you guys posted.

  • xpine73 replied to the topic Group sales activity in the same block ??? in the forum Help Needed! 16 years, 8 months ago

    Thanks Scott.The new rail line is a good thought. I have checked the map and found it is nowhere close to the property.  And I have spoken to a few residents but did not find anything major either.  The 149 certificate attached to the contract was done nearly one year ago, so probably I will do a latest 149(2)+(5) search, which is not cheap but w…[Read more]

  • xpine73 replied to the topic Too late to fix? in the forum Help Needed! 16 years, 8 months ago

    Getting fixed is a gamble against banks who have more expertise to predict the interest rate trend.

  • xpine73 replied to the topic Group sales activity in the same block ??? in the forum Help Needed! 16 years, 8 months ago

    Thanks Scott.It is a 25 unit block actually. I am thinking of doing a section 149 search for proposed and draft development plans from council. The only thing I can think of (if there is anything under table) is there might be some proposed plans affecting the land, coz it is a Crown Grant title land. But on the other end, even if there is…[Read more]

  • xpine73 replied to the topic Group sales activity in the same block ??? in the forum Help Needed! 16 years, 8 months ago

    Thanks L.A. Aussie.I have been doing that actually. While most agents wouldnt give me straight answer since those properties have been sold. The agent of the townhouse I am looking at told me exactly the same answer like yours. It is so werid. I am buying No.16, while No.15, 17, 18 were all sold in the past 2 or 3 months. Two of them were…[Read more]

xpine73

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