Total Members: 159,080

wildnothing

  • wildnothing replied to the topic ESC properties. Is it too good to be true. in the forum No Subject 21 years, 3 months ago

    Thanks guys for that. I have to admit that I wasn’t really expecting that type of responce. I was sure it would be negative. I’m surprised and happy. I guess I’ll have to enquire about the next deal that comes across my e-mail.
    Thank you, good luck.

  • wildnothing replied to the topic can i ask real estates this? / NZ capital gains in the forum The Treasure Chest 21 years, 3 months ago

    Thank you all for that. I think I’m going to look into the idea of getting around capital gains in NZ, which unfortuently means boring tax sights no doubt. I’m sure there will be a way. If any one has any other ideas, please let me know. Otherwise I’ll be living in a half finsihed house in frosty New Zealand soem time soon.
    Wild.

  • wildnothing replied to the topic your PI strategy in the forum The Treasure Chest 21 years, 3 months ago

    Hey all,
    Thanks for all the advice and imput. I like the 25% idea, and the idea put forward about buying near cash flow positive properties, and then reno for yeilds. I think it’s right that you don’t need to stick to one stratergy, or follow any one stratergy exactly. It’s good just to have a place to get questions answered here.

    Robert Kiyosaki…[Read more]

  • wildnothing replied to the topic Opinions please in the forum The Treasure Chest 21 years, 3 months ago

    Harry,
    I’m fairly new at this too, so I’ll give you the little advice that I have and some super investor will come along and set you straight.
    First, yes it is confusing in this forum and with all investments at the start. Property investing seems to be the flavour of the month, which means more info and more chances, both to make money and to be…[Read more]

  • wildnothing replied to the topic your PI strategy in the forum The Treasure Chest 21 years, 3 months ago

    Youngie,
    Just to let you know I am very much in the same position as you. 22, confused about which stratergy/s to go for and how to implement them. I was also looking to borrow $250k and have been told I am resticted to $190. I have one property under my belt, nothing brilliant.
    I feel reading this forum is a great place to ask for and find…[Read more]

  • wildnothing replied to the topic Raise your borrowing capacity in the forum No Subject 21 years, 4 months ago

    For those of you who said that I should widen my search, you are right. I am now starting to look around the net at different towns, most that I haven’t heard of, but I realise that 190k is still enough to do soemthing with. I was just cut that I couldn’t borrow what I wanted. Anyway, I have stopped sticking out my bottom lip, woken up to myself…[Read more]

  • wildnothing replied to the topic Raise your borrowing capacity in the forum No Subject 21 years, 4 months ago

    How do I prove to a bank or lender that my rental yeild on a wrap will be higher then my loan repayments? Are banks receptive to wraps?

  • wildnothing replied to the topic Raise your borrowing capacity in the forum No Subject 21 years, 4 months ago

    Funny that this should be the first topic I came across this morning.
    I just got a call from my mortgage broker, who is a mate of mine, who told me that my borrowing capacity on my next property would be max $190k. I have no credit cards, 8,000 in the bank, a loan of 170,000 on a unit now worth 225,000. I earnt 42,000 last finacial year with…[Read more]

  • wildnothing replied to the topic offers before finance?! in the forum The Treasure Chest 21 years, 4 months ago

    Yeah, thaks for that everyone. I guess what I’m trying to get at is it common for people to make offers subject to finance or are most people cashed up? I don’t want to make an offer that the vendor/agent would accept, only to turn around and say, “Sorry can;t afford that much”, or worse, miss out on an oppurtunity that I could have afforded,…[Read more]

  • wildnothing replied to the topic offers before finance?! in the forum The Treasure Chest 21 years, 4 months ago

    Terryw. Thanks for that. It’s only been about a week since I’ve started to refinance. I’m getting a pre-approval done at the same time. How do you think you can give yourself a rough idea of your borrowing capability? Or how does that real estate agent calculate your likelyhood of geting the loan? How much water does an offer subject to finance…[Read more]

  • wildnothing replied to the topic here goes in the forum The Treasure Chest 21 years, 4 months ago

    Well done. I hope it all works out well. I hope you learn heaps from it and of course I hope that it’s putting cash in your pocket and/or the property value goes through the roof. Keep the updates coming. It is so motivating to see people investing, especially in their first deal. You are doing more then most of the population.
    Hope you get…[Read more]

  • wildnothing replied to the topic Anyone from Wollongong or surrounding suburbs in the forum No Subject 21 years, 4 months ago

    I know it has been months since you posted this but I searched by the word wollongong and saw this message. Yeah I’m from shellharbour originally and have moved to sutherlnad. I’m looking to do wrapping back home though. my e-mail is [email protected] if you see this and are still looking at doing something around wollongong. I’m new as…[Read more]

wildnothing

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