Forum Replies Created
The IPA is a new course put together on the request from the ASIC to stamp out unqualified advise, and yes several people connected with our office have completed their course to compliment their mortgage, real estate and financial planning certificates.
SGR program on their site is their choice because of the popularity of the secret law of attraction and this is a non accredited course … yes we supply eBooks from our wealth4life site which now has over 400 affiliates around the world, we are also designing a new course on "web site business" how to make MONEY from your web site on line training (global).
With these profits we buy properties … thanks for your interest i am grateful … D
The best way is to complain to your local member … the ASIC and ACCC are useless – your local member will put pressure on them from a higher perspective – also they sound like they are giving you ADVISE there fore they need a license …
D
Yes and as I said earlier … ask those questions at http://www.smartacademy.gov.au … there are many changes about to come into effect in the real estate industry to clean it up from fast talking agents and sprukers.
D
Hello FOGCHAT …. where are you,
Designed Portfolio Investments is not a PTY LTD company and is only a registered business name …. so who are the trading under Fogchat and do you work for them??
BN17365089
I suspect they are a property marketing company charging $30,000.00 plus commission which is common with these types of people …. I have copied your request to the department of fair trading to see if they are licensed but i suspect they are not.
You don't need to purchase property through these types of organizations … buy a block of land and contract the house to a reputable builder like Masterton Homes, Choice homes or similar … Choice will build a turn key 22sq/m house 4 bed with air for about $165k + land
Marketing companies will be a dying breed as they will all need to become IPA compliant and licensed and most sales people just want to sell and earn big commissions but the ASIC has another view … real estate agents, financial planners and other licensed groups are pressuring this point.
D … http://www.smartacadeny.gov.au … good licensing college for you fogchat
Yes I thought so …
Why is it that all financial planners and share brokers who don't like property investing never give predictions on stocks and shares???? … come on you must be braver than that or is the saying true
The definition of an economist and financial adviser is a person who reads the past and not the future …
D
Will check it out for you the site has only been up for a short time and the programmer is in Singapore …
D
We're doing a small development in Raceview and have never heard of them … give me their names and I will check them out with all the licensing authorities … who are the directors – are they licensed – are their sales people licensed – what is their strategy – who are they selling for, what developments are they marketing.
You can save thousands of dollars dealing direct and bypassing sales people, if thats what they are … you can also do a search on http://www.asic.gov.au and see how long their company has been registered.
D
Why don't you ask that question at smart academy and they will answer it for you.
Currently Mortgage Brokers, and unqualified sales people working for marketing companies are selling properties and receiving commissions over $25,000.00 – hence many valuation problems when refinancing. Financial advisor's went through hell a few years back with new regulations, ask some people here what they went through … now brokers, marketing groups and others will get the same treatment.
Many marketing companies use a RUNNER who is a licensed agent to do the inspections, however this will stop very soon as the director of the company will need to be licensed as well and all representatives of the company or in home sales people.
It's about time this was regulated.
D
My hubby used to be an electrical engineer and his two brothers are builders … need I say more … marry a trades person the country needs more tradies.
D
Great …
I believe that if this one message could be spread round we could change the MIND SET of this country from spending to savvy and intelligent spenders.
It's not about going with out it's about asking ones self "do I really need to put that on a card or credit?"
People said I was mad when I predicted that CC debt would go over 40 billion dollars in 2007 … it did and I was right … unsophisticated investors and mums and dads are hurting because the don't follow the basics of SPENDING or "cash flow"
If you want to become wealthy or rich one day "treat your money with respect and it will respect you back" … I personally guarantee to all you start up investors on this site that if you did some research of successful investors here that they would ALL be careful with their money …
Come on Aussie "cut a credit card or two"
D … have a great day
Yep LA and he said he is going to wrap that "ping" putter around some ones head … after his of course …
Keep your balls clean!
D
Thanks for your response RickO
Fact … Australians now are the highest in debt per head of population in the world
Fact … CC debt is now over 43 billion dollars.
Fact … 86% of interest free store accounts get refinanced and pay 27% + interest
Fact … Politicians are spineless to make decisions because they won't get voted back in
Fact … People have traded savings plans for credit cards
Fact … lay buy?, no thanks I want it now
Fact … Meriton had to do vendor finance because no bank could justify his pricing, ask what happens to those people after 3 years when he forced them to refinance??
Is it fact or fiction, lets wait and see, or maybe opportunity to take money from the poor little battler who is desperate to get into the great Australian Dream … yes lets take their money and run ???????
D
I agree Alistair … LVR … we have a free eBook for terms at http://www.wealth4life.com that may help them …
D
Thanks LA always love yr come back … however … 1st I was pulling your leg as I often do with you … second if u start the round with 15 u r out … Ian Woosam ???? remember …. once u tee off thats it, like borrowing money or having s.. it's too late
My hubby will get the rule book out when he gets home …
LOL … D
Yes sin city will come back mark my words … Qld hot now but so was Perth now they are crying … Melb, yes OK only because the prices are cheaper than other parts of the country … QLD, go ask the locals and the deals are in 12month old property that were bought from marketing companies with 50k commission in … the deals are there and markets always correct …
Regards Ned Kelly
Funny that LA …
My husband lost his ball in the creek last week, found a new ping putter while looking for his ball then got disqualified for carrying too many clubs (15) …
D
Property Market heating up??
A friend of mine just bought a 900m/2 block of land in Turramurra, new sub division for $630k – it sold 6 months ago for $685k and they spent 30k getting plans approved … where is the market heating up …
Interest rates are rising and "fear" is in the market still – there are deals out there as above … go figure … so market heating up as advised by Steve … not in my opinion yet.
D
Thanks Alister for your comments,
This could go back and forward for ages …. Gerry Harvey became a billionaire by attracting people with cashback and discounting … 80% of brokers IMHO have trouble reconciling … their own credit card …
D
Thanks Crashy … so she gives cashback in the form of presents OK … IMHO a good broker is hard to find does all of the above …
D
Another way to look at it Perry is volume makes money … we have had shocking service from full charge brokers, go figure … discounting is part of life like interest free store accounts … did you watch ACA on Monday about mortgage refunds, do a msn search and see 4 yourself … IMHO incentives makes sales and these guys use the same banks as Aussie so I say thank you … and no I am not a broker.
D
