Hey Dr Spock,

Steve once said 'theres two types of debt, bad bebt and worse debt' I think everybody has been in position that requires budgeting, and I know what it is like to be there and have the desire to invest, I think  what you have acheived in paying of some of your bebt is Fantastic, well done, as far as saying there is a point that you reach where its now ok to invest would be quit silly, what it realy comes done to is you need to take a real good look at your position and ask yourself 'Can I realy afford to do this", I'm not trying to crush your faith in this, i think I can say nearly everybody I know is in debt in something, so thats not the real issue, just dont bite of more than you can chwe, there will always be deals out there if you miss this one,

All the best

Wayne