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  • Profile photo of wayneLwayneL
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    @waynel
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    Post Count: 585
    March 1, 2005 - 10:31 pm

    That all sounds pretty cheap to me. PM’s in the UK are 10-15% plus a list of charges that would even make the banks envious.

    Anyone half decent os 12.5%

    Profile photo of wayneLwayneL
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    @waynel
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    March 1, 2005 - 5:36 pm

    Yes,

    Because they do give you $50.00 credit even though it’s a debit card. So they still go through all the rigmorol. I don’t know how stringent it is though.

    I think the object is to try to convert you to a credit customer at some later stage…at a guess.

    Profile photo of wayneLwayneL
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    @waynel
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    March 1, 2005 - 3:35 pm
    Originally posted by FireCaesar:

    wayneL,

    Just curious …. What is this debit card you have? Visa debit? From where did you get it? Westpac, St George?

    Fantastic way to make recurring monthly income!
    If you’re interested, email/PM or click on my “WWW”.

    Visa debit….any of the banks can supply these I believe.

    Profile photo of wayneLwayneL
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    @waynel
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    March 1, 2005 - 7:52 am

    Totally agree with your comments.

    I, likewise have a debit card only…chopped up the credit card when I was 21.

    Cheers

    Profile photo of wayneLwayneL
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    @waynel
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    February 18, 2005 - 11:47 am
    Originally posted by JULES1:

    So ignore the negative stuff. J
    [biggrin]

    Well there are two types of negative.

    “Negative negative” and “positive negative”.

    While you can safely ignore the negative negative, I would never ignore the positive negative.

    Positive nagative would say something like: If someone was about to go holus bolus into manufacturing video tapes…”Did you know they just invented DVD!”

    Yin & Yang!

    Cheers

    Profile photo of wayneLwayneL
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    @waynel
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    February 17, 2005 - 3:41 pm

    Fair points Jo, here and the the other thread as well.

    Bowing out of the debate here…becoming a concientious ojector Hehehh….back to my cave to concentrate on my preferred market.

    Cheers
    Permabear sharemarket zealot[cap]

    Profile photo of wayneLwayneL
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    @waynel
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    February 17, 2005 - 2:17 pm

    Jo this is beginning to look like spam!!!!

    Profile photo of wayneLwayneL
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    @waynel
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    February 17, 2005 - 2:12 pm

    Hey Foundation,

    I’m enjoying “myth busters” keep them coming.

    Interesting to note how upset the permabulls become over this…real zealot type stuff. LOL

    Cheers

    Profile photo of wayneLwayneL
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    @waynel
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    February 17, 2005 - 2:08 pm

    So any dissenter to the mainstream of thought is now called a troll??

    I don’t see foundation as a troll at all.

    Let there be balance!! Yin and Yang!! Pro & Con!!

    Cheers

    Profile photo of wayneLwayneL
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    February 17, 2005 - 12:03 am

    Great link Foundation.

    This caught my eye.

    “Real housing prices will fall by a total of 47 percent…the housing boom of the past twenty years will more than reverse itself in the next twenty.
    Even if the fall in housing prices is only one half of what our equation predicts, it will likely be one of the major economic events of the next two decades.”

    Whoa!!!

    Profile photo of wayneLwayneL
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    @waynel
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    February 16, 2005 - 11:56 pm
    Originally posted by foundation:

    Hi Superman,
    An incredibly lucid and logical post, well done.

    Ditto!

    Yeah that was my link.

    FYI it was from the head economist at the AMP…can’t remember his name off the top of my head.

    Cheers

    Profile photo of wayneLwayneL
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    February 16, 2005 - 2:35 pm

    I’ve always thought that the agent was obliged by law to present all written offers.

    Verbal offers though, are another matter.

    cheers

    Profile photo of wayneLwayneL
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    @waynel
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    February 15, 2005 - 5:44 pm
    Originally posted by byronent:

    I expect my right to free speech.

    Oh hang on, I don’t have that right here, only in the USA.

    Maybe I will move there.

    Ya reckon??????????????????? That disappeared in the US some time ago[thumbsdownanim

    I’ll help things along here…Where can I contact a DERIVEX consultant and get an INTEREST FREE loan? Ahahahaha!

    Profile photo of wayneLwayneL
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    February 12, 2005 - 7:27 am

    There’s a strong poosibility of a negative CG in that time frame. Transaction expenses will almost certainly make it so.

    Chheers

    Profile photo of wayneLwayneL
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    February 10, 2005 - 8:42 pm

    Kerwyn,

    It always seems to be the case with “different” business models.

    If I can draw a couple of parallels:

    In the alternative medicine/herbal business, one or two adverse reactions will cause an uproar, yet pharmeceutical drugs cause 10’s of thousands of deaths every year. Cases in point; l-tryptophan, the Pan pharmeceuticals debacle etc.

    Multilevel marketing, because of the actions of a few Amway distributors, has a huge cringe factor. It is just another distribution model with some great companies. Yet there are bad traditional businesses everywhere, yet no cringe factor.

    There are a number of examples like this.

    So it is with wraps. One or two poor examples and the whole industry is tarnished, yet banks have books written about them – “Banks Behaving Badly” – but its ok for banks to be crooked.

    Strange! But it’s what we have to live with.

    Cheers

    Profile photo of wayneLwayneL
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    February 10, 2005 - 8:49 am
    Originally posted by timtam:

    I think you’re missing the point Wayne. I wasn’t picking on you … I was saying that I’m sick of reading people getting nasty to one another. Don’t read so much into things… it wasn’t aimed at you.

    I think you’ve just proved my point anyway.. thanks.

    Tam

    Was I being nasty? It’s OK for Timtam to insult people of temeperament, but it’s not OK for wayneL to point out irony?

    BTW I did not think it was directed at me.

    But some of the greatest things I’ve learnt on this and other forums has come from “robust” debate. In these exchanges it sometimes gets heated. Thats human nature unfortunatly.

    For instance, I am challenging your views on this. I have that right. I have not called anyone names or intentionally insulted.

    Quite rightly, you have the right to counter with your own argument. Will the debate get “robust” or turn into a “fight thread”? I don’t know, it’s up to interpretation.

    Many of the forumites here who say similar views to you have been some of the most passionate debaters on this board.

    My point is that many peoples views are held passionately and defended passionately.
    I agree there is a line, which should not be crossed…like name calling and belittling…and being holier than though.

    Cheers

    Profile photo of wayneLwayneL
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    February 9, 2005 - 9:06 pm
    Originally posted by timtam:
    set up a corner where they can play imature kiddies

    Kinda ironic ain’t it? Critisizing nastiness with nasty comments![baaa]

    Profile photo of wayneLwayneL
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    February 9, 2005 - 4:23 pm

    Well firstly I am stunned to be agreeing with Marc.;)

    It is a tough thing to discuss though, particularly with parents of teenagers, because of the emotiveness that has been created by the authorities.

    I can understand parents being against the idea.

    It’s a shame it can’t be at least debated in the public arena.

    Profile photo of wayneLwayneL
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    February 9, 2005 - 4:16 pm

    Great to hear things are progressing along towards this goal.

    By Jenman not at least acknowledging this seems to speaks volumes. If he were serious about consumer protection, he would be helping, or encouraging the process along.

    On balance, I think wrapping has more positives than negatives. As you say, most people are happy with the outcome.

    It is very easy to dredge up victims in any system. Banking, medicine, law, all have there own set of victims as well.

    When you get it ironed out, be sure to shout it out from the rooftops…and stick it up the jenman mob.

    Cheers

    Profile photo of wayneLwayneL
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    February 9, 2005 - 1:46 pm

    Scott,

    You seem to have a very ethical approach to wraps.

    Is there anything on the horizon, which would alleviate this concern?…that is if the wrap company goes bankrupt?

    I reckon if this area of preserving equity were tidied up somehow, Jenman et al would be silenced.

    Cheers

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