Thank you for your comments Richard and Terry.I will try to clean this mess up and get some advice from a good tax adviser.Thank you very much.

Thank you for your comments Richard and Terry.I will try to clean this mess up and get some advice from a good tax adviser.Thank you very much.

Hi Richard,Thanks for your response and sorry for the late reply.I wanted to buy a display home for about $400K and wanted to borrow $360K + Stamp dutyI called a few lenders but they don't lend more than 80% for Display Homes as Mortgage Insurers don't accept Display Homes.Do you know any lender who would accept it?Thank you.