Hi everyone, thanks for all your informative relpies. I will have a look at CBA’s Equity Advantage loan.

Melanie i live near liverpool in NSW. Sach im at UTS studing engineering, maybe i should switch to something that is closely realted to real estate.[]

I would like to use the FHOG asap because i fear the government may withdraw it in a few years. Also the later i use it the less it will be worth due to infation.

I will see if i my parents want to help me out with the deposit, and in return i help them find better investment properties than they currently have(they are looking for property atm too).