Total Members: 159,187

Vivy

  • Vivy replied to the topic Would we qualify for a loan? in the forum Finance 12 years, 6 months ago

    Thanks everyone! Good advice. For the record, yeah I did have a good amount saved, but … tax bill … plus travel to see ill father … plus not managing my money correctly … equals about $8k left in the bank. Oh well, you live and learn. Good advice about getting my finances in order FIRST! Thanks again

  • Vivy replied to the topic Negotiating Tips ?!! in the forum Help Needed! 12 years, 8 months ago

    If the agent will write it up at 450 do that.

    Question: If you want to put in a written offer, can the agent say no because he’s not happy with the price? Can you not just present the written offer to the agent (he finds out your offer when he looks at it, because you’ve already told him you won’t disclose it verbally) and if he doesn’t like…[Read more]

  • Vivy replied to the topic First Property seminar….hmmmm not that impressed. in the forum Help Needed! 12 years, 9 months ago

    After spending close to $10k, all up, on seminars … I still haven’t bought my first IP. After the last “bootcamp” I went to (CCorp, cost $6k … and the lunch was RUBBISH!! I know you dont go there for the lunch but some sustainable brain food wouldve been appreciated. Not tiny crusty sandwiches for 3 days.) well after that, I have finally…[Read more]

  • Hi Richard,

    “John and when you have found one vendor find a lender who will accept it in the current climate.”

    I’m not quite sure what you mean by the above statement. Could you explain abit more please? Are you familiar with what the finance John is talking about? Is it referred to as vendor finance? Or is that what a rent-to-buy is? You…[Read more]

  • Vivy replied to the topic Modern day wrapping in the forum Creative Investing 13 years ago

    Hi PaulIt appears you are The Man    when it comes to VF's and L/O's.  Im looking to purchase my ppor through vf.  Would you mind giving me a few tips on what to look for (regarding terms and conditions) and also what to be weary of and any potential pitfalls.  Appreciate any help you can offer.

  • OH NO!! NO NO NO NO!  I'm new to property investing but even I can see that's so wrong.  The guy is ripping you off.  Everything he's talking about, you can do yourself.  Yes it will take time and if anything you'd be better off going to a reno kings workshop or something to get yourself educated.  It'd be a hell of alot cheaper than forking out…[Read more]

  • Vivy replied to the topic looking to sell a property leaving 10% in the deal in the forum Creative Investing 18 years, 5 months ago

    Dear Qlds007

    Could you possibly run through the scenario for Don in regards to a second mortgage.

    If you could just roughly run through what a second mortgage will do for him.

    Sorry I know this is probably really obvious to you and others but I’m pretty “green” and still trying to learn basic stuff.

    Appreciate your time.

    Vivy

  • Vivy replied to the topic Structuring in NZ for Aussie Investor in the forum Overseas Deals 18 years, 10 months ago

    Ok folks…Im trying to make heads an tails of all this as I’m a newbie but this is my situation.

    I’m from NZ but moved to Oz (Melbourne) a month ago. Before I left NZ my mother and my niece set up an LAQC of which I was meant to be a part of but the lawyer advised against my being a director or shareholder because he felt that as an…[Read more]

Vivy

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