Thanks guys for the suggestion….

I'm pretty keen on the ING one thou…it saids something like 15% and no mortgage insurance>??? is that true?

I've got some colleagues who are currently with colonial and they said that their service is really poor…? is that also true..?

and I heard on the radio or TV.. (cant remember where)…that there is a time restriction on the additional first home owners grant.? does anyone know its from when to when??? and what is better…getting a brand new unit or not..? what are the benefits or disadvantages..? Theres so much to consider..

Richard…
your area code is (07)….im in syd (02) ???

Cheers,
Vic