My cousin has recently purchased 2 properties through My USA property. There were some teething problems with the first purchase (in Florida) but the second one (in Kansas City) was a lot smoother. He recommends them and I will be registering with them shortly.

Does anybody on this forum own an NRAS home and if so, could they share the negatives with the rest of us who are considering this type of investment?

I approached my bank with whom my mortgage is with to do exactly this. My mortgage was paid-up so the balance was $0.00. My banker took the $400 000 mortgage and split it in two (at no cost to me) as follows:
$100 000 for share investing
$300 000 for any other investing I may require
This makes it a lot easier when doing your tax at the end of the year as you can claim all interest incurred costs but need to prove it is interest from the shares and not other arb purchase like a vehicle for example. So all interest incurred on the $100 000 loan gets claimed against my share investing tax.
The interest rate for the $100 000 share investing was not increased by the bank and I pay the same as if it was for the house mortgage.