Adrian,

When you first buy the property, you (the investor) pay the stamp duty.

When the purchaser moves into the property, they are entitled to FHOG, which once again gets paid to you. The FHOG gets credited towards their purchase price.

When they refinance, and pay you out, they are liable to pay their own stamp duty.

You need to note: there is two transactions that take place.

All the Best.

http://www.vendorfinancerealestate.com.au
The Largest source of Vendor Financed Homes.

If you are still looking for someone to get you into a property, give me a call on 1300 880 673. We work with alot of investors all over doing vendor finance.

Andrew

Nigel & Westan,

Do you have email contact for Kelly Kenne. Would love to get in touch with her in regards to investing in the US market.

Andrew[strum]