Devo76,

If your car is appreciating at a much greater rate than the interest payments for your PPOR then maybe it is worth hanging on to your car until the heat comes off the muscle car scene and things start to slow down, then it may be time to sell, cash in and smash down the principal on your PPOR.

Don’t hold off buying another IP though, I made the same mistake a few years ago by trying to pay off my PPOR in minimum time, it literally cost me hundreds of thousands of dollars from lost capital growth I could have had from additional investment properties. I wouldn’t wait, bite the bullet and invest, providing you are purchasing in the right area with sufficient growth potential of course.