I think that if you intend to be taught by any person on any form of finance, make sure they practise what they preach, this SOP thing might be great,
but it also might be just a sales scam, This Zaffar fellow, if he is wealthy and has attained that wealth from DOING WHAT HE TEACHES
YOU TO DO, and only then will you even think of getting his advice, Warren Buffet once said "Wall St is a place people drive to in their
roles royce's and get advice off people who ride the subway.", Make sure a person giving you any form of financial education is doing what they teach

Thanks.