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  • Profile photo of unannouncedunannounced
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    I pretty much gathered you weren’t being terribly serious Monopoly. [rolleyesanim]

    More so a comment on topic. But hey, Im sure I could find something not to like about you. (Bush supporter? [biggrin]) Official enemies! [thumbsupanim]

    Back on topic. Being a renter it is almost a silly question. Though obviosuly not every one has rented and sees things from that point of view.

    Profile photo of unannouncedunannounced
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    Yeah, im thinking that’s a no.

    People generally congregate on topics that they enjoy or interest them, like a sport or something that serves their self interest – like property investing!

    Being a tenant is a state of not having enough money or financial stability to purchase a house[for the majority]. Generally not something people see as being their choice, thus a bad thing. It’d be like a forum for people with bad teeth, or a gimpy leg.

    The question almost borders very slightly on being offensive. It’s like asking ‘Do you know of a good forum where poor people congregate’. But that’s looking into things too much.[blink][biggrin]

    Profile photo of unannouncedunannounced
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    That’s exactly right Gatsby, the one thing I found to be a huuge inhibitor to regular exercise was creating the mental need, the habit, that forces you to do it.

    You know, I would make a decision and say ‘OK, im going to get healthy, going to exercise’ then go overboard and be sore for a week. And then it would just slip out of my mind. Or somethign would come up, and i’d be busy.

    It took me Years of on again off again messing around before I actually started going regularly. I actually told my friend that I would GIVE him $1000 dollars that i would get in shape by a certain date. It turned out that that didn’t stick and thankfully my friend forgot that I said this –

    I was just trying and trying, but it never stuck.

    One day I read in something like TV Week[heh] about this person who had started exercising and spoke of how great a sleep they would get at night and how easily they would get up in the morning compared to when they did not exercise. So I decided to set this as my goal – to get this ‘super sleep’.

    And after about 3-4 weeks of some cardio I finally got it, which was an incredible thing for me because i’d always felt gluggly and foggy in the morning. And then I was just waking up as if I had laid down 10 seconds before closed my eyes, opened them and were completely refreshed and
    mentally alert. An amazing thing for me.

    So this is what I rooted my entire exercise routine on. If I missed a workout, that was 1 step toward losing this new energy. If i missed two, i’d start to get panic-ey and developed a NEED to exercise, rather than a casual want. That is how I developed my habit.

    Now though, my new goal is this Super energy state i’ve mentioned. I had it, and unfortunataly I’ve lost it because of an injury and a change in my workout that sent me backward. But I’ll get it back and make that my purpose for exercising.

    [biggrin]

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    Calvin,
    How long did it take you to get that level of energy? While i’ve been doing for a while, i’ve only been doing it casually, not overly serious.

    ShaunW,
    Great site, I found some interesting articles about a post-workout drink.

    redwing,
    Good idea, it should help me find out what works. So far I’ve realised that a recent change in my workout has lowered my energy level [blink]. So I’ll be going back to what I was doing before.

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    emcdonald, that looks like a great site, thankyou! [biggrin]

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    Thanks Sonya, I’ve been going on and off for about a year, 6 months on a regular basis. I already have a good level of health, and early 20’s.

    I guess I could distill it down to a single question:

    `Is there a workout that specifically focuses on improving energy?` – rather than just being an after thought.

    If I wanted to look like Arnold in his Mr Olympia days, I could find volumes on what to eat, how to work out, etc etc. The same could be true for losing weight or becoming an athlete of some kind.

    All I really want to do is improve my quality of life, not how I look.

    Profile photo of unannouncedunannounced
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    The problem I am having is finding information specific to what my goals are.

    As everyone knows, exercising on a regular basis throws off that sluggishness that you get when you dont, better sleep etc. I’ve been doing this for a several months now, but within the last couple of weeks I’ve really knocked things up a few notches doing much much higher intensity Interval training. Hard, very hard workouts, it takes a great will to push myself to finish.

    What I’ve found twice within the last week is that I have had a day where I have basically had this amazing energy ‘buzz’ all day. Not only making me feel fantastic, but making me amazingly productive and focused.

    It would appear that this may being caused by the the change in my workout. But i’ve not been able to find anything on really pushing up your energy levels. It’s all within the context of increasing muscle mass, reducing fat or professional training – of which are not my goals. Though, I guess it’s hard to scientifically measure how ‘good’ someone feels.

    I’d be grateful if anyone could point me to some literature that focus on boosting energy levels to a much higher level during the day.

    Profile photo of unannouncedunannounced
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    Therefore each is seen as a different property portfolio and thus accrues land tax at the bottom end of the sliding scales.

    Oooh, that’s pretty sneaky.

    Is that taking advantage of a loop hole that states that tax is based on % ownership, or lazyness on the part of the Tax man?

    Surely this would pretty dangerous if it were the latter?

    Why would such a rule be in place? I dont understand why they just wouldn’t have a blanket, “total value of your properties, on this sliding scale”. Is there a legitimate reason for this?

    Profile photo of unannouncedunannounced
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    Firstly, can I ask what CIP, IIP and RIP are?

    Obviously IP is investment property, but the rest?

    We solved the problem by allocating different tenant in common percentages to each place. Have one RIP (100 / 0), have the next (99 / 1), the next (98 / 2) etc…

    Im not quite sure I am understanding what you are saying here. Im understanding it that you placed a different tenant in each of your properties… which is what you do anyway. So I dont think Im getting you there.

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    Not purchased, but lived around the area for the last 15 years.

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    I would have thought that the ‘ultimate strategy’ is finding a particular niche that has not been filled and ploughing your efforts into that.

    It is my belief that strategy is dependant on the current environment you are working within. And if the market is in a growth period wrapping units in medium sized town perhaps isn’t going to be the best strategy.

    Things are never so absolute as to say this one thing is better than all else, otherwise, it would be ‘the way’.

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    I guess one could also ask how much research one would do researching an area and then the property in that area?

    Those that are probably more strategic might spend more time researching areas beforehand, then spend time finding a suitable property in that area?

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    Magnatolia,

    Could there perhaps be a condition that the property become the buyers PPOR for those $10,000 properties.

    Having people snap up a bunch of cheap properties just to rent them out doesn’t seem to do anything for boosting the population. Unless of course the houses were abandoned, so they have to give them to someone to rent out?

    Though, you also have to consider that with housing at such an insane affordability level, that little to no one would rent – buying is cheaper!

    On the up side, for those few who couldn’t get finance[possible for such a small amount?] that they would be ideal candidates for a wrap.

    Take what I say with a grain of salt, I am new here and inexeperienced. Just my 2 cents.

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    What about asking council for a copy of the properties coming up for back rates auction?

    I take it this is repossesions due to the owner defaulting on rates? Is that an obvious question?

    If this is the case, at what point would this happen? Surely the council isn’t going to go in after one missed rates payment? Maybe a couple of years? 10% of the value of the property?

    im unannounced

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    Has anyone been to the Better Investing Group Brisbane meetings before?

    I was wondering how people found it?

    I’ve only read a couple of books [like a million other people] and have the desire to purchase property [like a million other people], so I am wondering if I should learn a little more before hand.

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    Having not followed the property market prior to the latest boom im seeking understanding as to where I can expect it to go in the near future.

    To me, it appears as though previously property was purchased for capital gains and so regional areas were pretty much left alone. Some time during this most recent boom, a much larger bulk of people started looking for CF+ propertys. As a result of a greater understanding of property investment through the media and books like Steve’s.

    Because of this increased education now more than ever there is a large group of people waiting patiently for prices to come down to snap up a bunch of CF+ properties.

    I wonder whether there has been a permanent change in the market such that now property in regional areas will never again be so lowly valued compared to their rental income. Because people will do as Steve has done and snap several hundred properties. Steve has sold over 100,000 copies of his first book. Meaning 100k people know that should said market conditions return that they are gong out hunting for properties.

    Simply put. I dont think the market will return to how it was prior to the current boom. Though, it will go down to a point where properties will be slightly CF+ for the current interest rate.

    But, I do not have the luxury of knowing history as to whether this is valid.

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    Canada has no negative gearing tax deductability. Hence less speculative component. Funadamentals are strong. Nice ski fields too.

    obiwan, I just finished reading Steve’s first book and in it he states:

    The preferred weapon in the fight to achieve capital gains return in Australia, New Zealand and Canada in something called Negative Gearing – pg 348, 0 to 130 Properties

    Has the negative gearing deductability changed in the time that the book has been written? Or is there some minor difference that makes NG different?

    Confused [wacko]

    Chance favors the prepared mind.
    im unannounced

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    * – Statement may not be factual.

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    I posted on this last week. I believe Liberal will do this once they take control of the Senate next year.

    Ah, I should have looked for that one. Sorry, I only starting reading the forums [and the book] a couple of days ago.

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