Total Members: 159,082

twafy

  • I use Terry Scheer too, I did get a cheaper quote one time from my car insurance company but comparing all the features, I decided to leave it with Terry Scheer cuz they specialise in land lords insurance, of course I alway get a requote every year to make sure i'm getting the best value for $

  • twafy replied to the topic Why Aren’t You Buying? in the forum Help Needed! 13 years ago

    Thanks Michael & Jamie,I shall look into AMP, currently all 4 of my properties are sub %80 LVR have approx $5-600k in equity and about $100k in liquid funds. I actually have read your blog Jaime very helpful.1. Remove/reduce credit card debts I own $0 on my CC 2. Consolidate debt Have no debt except my IP loans and PPOR 3. Restructure current…[Read more]

  • twafy replied to the topic Why Aren’t You Buying? in the forum Stuck on the serviceability 13 years ago

    Stuck on the serviceability issue, my broker reckons I'm pretty much leveraged to the max, (maybe need a new borker =)I have 3 IP's and my PPOR, I want to get into CP+ properties in the mining ports Karratha, Port Hedland ect but servicing the loans would be an issue with the banks.Having read much material on using equity after your IP has…[Read more]

  • twafy replied to the topic Do i start paying off the principal of my loan in the forum Help Needed! 13 years, 1 month ago

    Don't forget to check on the fee's charged for the setup and ongoing account keeping fees. Some charge and some don't, I was in the process of setting up an offset on my PPOR till I saw the charges so I asked the question and researched a bit more and in the end there was no charge to have excess $$ in the mortgage account offsetting interest and…[Read more]

  • twafy replied to the topic Best wealth creation books? in the forum Help Needed! 13 years, 1 month ago

    * Wealth Magic by Peter Spann – like YI above it was very motivational, not much strategies or tools but had me out of my place and back home for a while, while searching for a second IP.Currently reading Steve's first book which has changed my view on the buy and hold strategy, looking forward to getting onto his second book.

  • twafy replied to the topic Need new computer in the forum I wouldn’t use funds in your 13 years, 1 month ago

    I wouldn't use funds in your loan, the PC can be claimed as a business expense if used solely for business of investing or a percentage depending on how much is business vs personal = too much hassle in my books.if you're in the market for a new computer don't listen to the sales man and pay for the flash shiny one with all the bells and whistles.…[Read more]

twafy

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