thanks scott,terry []
Yes that sounds good ,
i was looking at more expensive ips ,thats why i was having trouble servicing them {my thought }
but ,i think cheaper ones are more realistic ,thanks for bringing me back down to earth guys [] i have,nt hit the big time {yet}[][]

if i get a cash bond i would receive 4% back ,is that right
if i get a loc i would have to pay 6%
i thought, with the cash bond if you use the money for investment the tax will allow you the differants in int,that you pay for your loc, so you get 4% but you pay loc 6% so you can claim the 2% diff
[?]i dont know im getting very confused my self to…[Read more]

thanks for that []i worked out this
say to be on the safe side i have 500k in equity to spend
get a loc 500k and use 250k for the cash bond
get 5*200k ips
put 20% down borrow 160k on each ip
20%=40k+ 10k closing cost= 50k
5*50k now i have used up my loc of 250k+ 250k for the cash bond .

to pay i/o loc say 6% =30kpa
20k left to help service loan…[Read more]

hi guys thanks for the yes i did it right []
sounds like i can still go further
but my problem is servising the loan ,in my eyes i want to use this equity to upgrade my ppor from 600k to 1m or so but ,i dont want to sell my old ppor so payments would come alot ,so i was thinking of cash bonds ,but maybe some one has got other ideas ,any way if i…[Read more]

hi guys,this is my numbers
can you tell me if thats right

house values1,400,000
_80%=280,000
1,400,000-280,000=1,120,000
loans out on all ips
514,000
1,120,000-514,000=606,000
so 606,000 i can borrow
but have no more money to service the loans if i borrow .
what do you think,, should i get a cash bond and keep going ?
or am i dreaming []

hi all
i thought the banks dont take 100% rent into account ,so are you saying if the rent can cover loan amount ,land rates, insurance ,and you put in ,say $1 they will give you the loan ?

wow 21 ips ,how long have you been in the game ?

is the cgt the same in a trust within a company ?

i was told to open the trust i was so to speak giving a new threshold in land tax ,as i have already 4 ips in my and partners name ,so to create a new $260,000 i could put more ips into
until that reaches its limits ,[?]is that right

thanks for your reply so if i wanted the trust to borrow money to invest than we would have to give a guarantee .and also what if the company has made no money ,does that matter ,you could just use the eqity in the assets already there ??????

yes i think it will be a great book []i will certinaly read it []

i have heard on the posts that you can buy below market value, is what i am about to do ,is the answer to below market value ? or is this not so

thanks for your comments ,,i bought a peice of land, may ,will be a year ,it was cheap at the time and i purchesed it just off the flyer ,so i thought what the heck only 49,000 at that time i was purchesing a ip in the same area so i got one loan for both ,but when i had a good think about it i was not to sure if i had done the right thing…[Read more]

thanxs for that info[]

thanks for your ideas that sounds like the way to go []

[]hi all just thought i wouold tell you about my tenants .i bought my first 2 ips almost 2 years ago now ,i had a tenant,and is still my tenant and they are great never fail to pay on time ,keeps the house nice ,and she even up the rent by $5.00 HER SELF so hows that for a good tenant []actually wedid her a favor and looked around for a second…[Read more]

thanks brent and steve for your in put ,,firstly i want to let you know that i dont do any thing before i speak to my accountant and broker because i know very little about it all ,as for equity and cash flow i know what you mean ,i think im just very bad at wording things i dont mean to say i will have actual cash in hand i dont want cash for…[Read more]

thanks birdman for your answer ,at the moment i have just registered as a trust so its still being done ,,,is there a differance from company or trust are they one in the same .