trustee replied to the topic Carly Crutchfield (Developing)dvd’s notes & workbook in the forum Creative Investing 14 years, 6 months ago
Hi DanielBLooks exactly the same except there is no Jamie McIntyre DVD /CD with it.
trustee replied to the topic Chan & Naylor Accountants – Reviews? in the forum Legal & Accounting 14 years, 6 months ago
Chan and Naylors fees can be accessed from their website.
trustee replied to the topic 85% Lo doc Loans – Are they around? in the forum Finance 14 years, 6 months ago
You could try State Custodians. They are a non bank lender and don't deal with brokers. http://www.statecustodians.com.auI think they may be much cheaper. Better Mortgage Management are another.
trustee replied to the topic Carly Crutchfield (Developing)dvd’s notes & workbook in the forum Creative Investing 14 years, 6 months ago
No problem, if you don't thnk you will get the value then maybe there is no value. Everyone has to make up their own mind.As Investorlator hasn't followed me up on this I will now throw it open to those people who have contacted me. Could those people please send me their email addresses so that I can make arrangements.Thanks
trustee replied to the topic Carly Crutchfield (Developing)dvd’s notes & workbook in the forum Creative Investing 14 years, 6 months ago
Ic,I may have another have another set available. Contact me on the personal area with your email address and details.Same price
trustee replied to the topic New to PI some advice would be great. in the forum Help Needed! 14 years, 6 months ago
Ch4rlie,You are doing well and only 22. Most people only start a portfolio much later in life and even then we start by buying one or two properties. Over time and slowly building that equity and knowledge you will eventually be able to buy 2, 3 or maybe for at once but to do this too soon is financial suicide and then like a lot of others you w…[Read more]
trustee replied to the topic Formation of trust in the forum Help Needed! 14 years, 6 months ago
I think Terryw points are very valid. How would you know that the trust is tailored to fit your circumstances. Also stamp duty and registration would need to be paid in each state. There is more to it than meets the eye. I haven't had a good look at the sight and I believe your trust may be setup legally but how do you know that it fits you…[Read more]
trustee replied to the topic Formation of trust in the forum Help Needed! 14 years, 6 months ago
Hi Number8,The cost I was referring to was through an accountant and with the setting up of a company as trustee with ABN and TFN. No doubt there are addtional costs for the accountants services. I am told that not all trust deeds are the same and not all well written. What can you tell us about the trust deeds from this site. I am relu…[Read more]
trustee replied to the topic bank valuations in the forum General Property 14 years, 6 months ago
Sorry goldie, didn't mean to demotivate you, just alert concerned that you might not have much equity there.Perhaps you could provide some additional info.
trustee replied to the topic Is THE INVESTORS CLUB for real? in the forum Heads Up! 14 years, 6 months ago
Hey Mortgage Hunter,Are these rates for real that you are quoting. I'm assuming non bank lenders of course. But they seem too cheap.What are the exit fees like ?
trustee replied to the topic Baby and investing in the forum Help Needed! 14 years, 6 months ago
Hi, not a lot of info to go on here. You don't say whether your paying off your PPOR and if you have any equity in it or the IP.My first suggestion would be that you look at refinancing your loans to 80% and put the money in an offset account. This can then be drawn on to pay towards the holding costs of the IP. Prices are expected to imp…[Read more]
trustee replied to the topic Looking for a mentor!!! in the forum Value Adding 14 years, 6 months ago
Hi I am pretty new to this forum…….less than a week, but reading some of the posts here really puts me off contributing. Surely we can all have an opinion and our say without having abuse thrown at one another. I'm sure many other new members are sitting there thinking the same and whether they dare make a statement. We join this forum…[Read more]
trustee replied to the topic bank valuations in the forum General Property 14 years, 6 months ago
Hi Goldies,I don't know what age or income you are on but it sounds like you need to do some more reading on things.If you are looking at needing $20 or $30k to buy another property then you don't have much equity. How would you manage to pay the monthly shortfall ( assuming the new property was negatively geared) if you were to lose your job or…[Read more]
trustee replied to the topic New to PI some advice would be great. in the forum Help Needed! 14 years, 6 months ago
Hi Ch4rlie,I would like to add to Paul's comment that you should always keep a good buffer to help reduce the risk of holding negatively geared property.In you comment you say you are earning $45k per year. You own a property worth $340k and have purchased another for $312k.If you structure your loans properly then after buying the additional…[Read more]
trustee replied to the topic Looking to start a family trust in the forum Legal & Accounting 14 years, 6 months ago
Hi Terryw, you seem to know a fair bit about trusts but in considering Mcgunga's situation I don't think a discretionary trust may be suitable as all the losses from any negative gearing are contained within the trust and he would therefore gain no tax advantage for this on his borrowings.I have trusts also but they are HBT's and yes they are a…[Read more]
trustee replied to the topic Moving State – PPOR to IP or Sell ? in the forum Legal & Accounting 14 years, 6 months ago
Hi Rob,Sounds familar but I believe getting advice from a good property tax accountant is the way to go. People on these forums mean well and have heaps of experience but at the end of the day I believe you have to speak to the experts. This some times costs you a bit but when your dealing in the 100's of thousands of dollars it is money well s…[Read more]
trustee replied to the topic Chan & Naylor Accountants – Reviews? in the forum Legal & Accounting 14 years, 6 months ago
Mr501 you are so right on the money with C&N. They are now doing the same thing with SMSF trust deeds. Making out it is there own product but using someone else's and marking it up 300% Check out the competition first. These guys make heaps out of suckering new clients in through their seminars for health checks and then try to get them…[Read more]
trustee replied to the topic Carly Crutchfield (Developing)dvd’s notes & workbook in the forum Hi Investorlator
Yes I still 14 years, 6 months agoHi InvestorlatorYes I still have them. I'm in Melbourne. I forgot to mention P&H would be extra but at this price still a bargain.Can you give me some details and I will contact you and arrange detailsThanks
trustee replied to the topic Carly Crutchfield (Developing)dvd’s notes & workbook in the forum Hi, I attended the Carly 14 years, 6 months ago
Hi, I attended the Carly Crutchfield boot camp in Feb 09. I have the original dvd's, book and they are all untouched. I didn't get much use out of them as financing is a problem for me at present. If anyone is interested I will sell for $700.
trustee replied to the topic Another Newbie in the forum Help Needed! 14 years, 6 months ago
Hi Josh,Great advice from everyone so far. I would add that subscribing to a lot of e-newsletters is a great way of keeping up with things and views in the market place. I subscribe to probably a dozen or more. Anything from mortgage brokers, property developers, to people who suggest cash flow positive (Margaret Lomas to capital growth Mic…[Read more]
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